MonitorDirect · GrowthWatch before adding
Motilal Oswal Large and Midcap Fund
Motilal Oswal Mutual FundEquity Scheme - Large & Mid Cap Fund7 years
The Scheme seeks to provide medium to long-term capital appreciation by investing primarily in Large and Midcap stocks.
- NAV
- 38.6516
- 28 Oct 2026
- 1Y
- +0.5%
- Trailing CAGR
- AUM
- ₹19,832.31 Cr
- 30 Sept 2026
- Volatility
- High
- 19.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 28 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 98% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer DSP Large & Mid Cap Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
7.0 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.93% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -37.4%. Ask whether you can hold through a similar fall.
Vs category
Pass
98% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Varun Sharma · 0.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 44.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 37%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.5%
- 3Y+20.7%
- 5Y+17.6%
- 10Yn/a
- SI+20.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.4%
- 3Y+10.9%
- 5Y+18.4%
- 10Yn/a
- Since inception
- +20.9%
- Calendar-day CAGR
- Excess 1Y
- +4.9%
- Category median, same plan and option
- 3Y win rate
- +98%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +10.9%
- Simulated monthly SIP
- Worst rolling 3Y
- +16.2%
- 988 daily-ending windows
- Median rolling 3Y
- +27.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 499 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -37.4%
- Worst peak-to-trough
- Current
- -7.8%
- Below last peak
- Current spell
- 58 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 98 recovered episodes
- Longest recovery
- 430 days
- Trough to prior peak
20 Feb 2020 – 24 Nov 2020
Trough 23 Mar 2020 · recovered in 246 days
-37.4%
16 Dec 2024 – 7 May 2026
Trough 3 Mar 2025 · recovered in 430 days
-26.1%
17 Jan 2022 – 12 Dec 2022
Trough 20 Jun 2022 · recovered in 175 days
-23.0%
15 Oct 2024 – 11 Dec 2024
Trough 13 Nov 2024 · recovered in 28 days
-11.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
81
Consistency
85
Risk-adjusted
65
Drawdown
6
Mean
67
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 98% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 36 holdings · top 10 are 44.0%.
- Top 5
- 24.7%
- Top 10
- 44.0%
- Largest holding
- 6.1%
- Effective holdings
- 29.8
One 97 Communications Ltd
Industrials
6.1%
Zomato Ltd
Technology
5.0%
PTC Industries Ltd
Materials
4.7%
Multi Commodity Exchange Of India Ltd
Financial
4.6%
Sterlite Technologies Ltd
Technology
4.3%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
DSP Large & Mid Cap Fund
DSP Mutual Fund
- 1Y
- -7.5%
- 3Y
- +12.6%
- Vol
- 15.9%
- Max DD
- -36.8%
- Sharpe
- 0.62
- 3Y win
- +75%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Edelweiss Large & Mid Cap Fund
Edelweiss Mutual Fund
- 1Y
- -3.4%
- 3Y
- +13.3%
- Vol
- 15.7%
- Max DD
- -34.9%
- Sharpe
- 0.66
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
PGIM India Large and Midcap Fund
PGIM India Mutual Fund
- 1Y
- -5.2%
- 3Y
- n/a
- Vol
- 14.0%
- Max DD
- -15.5%
- Sharpe
- 0.21
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
SBI LARGE & MIDCAP FUND
SBI Mutual Fund
- 1Y
- -5.7%
- 3Y
- +11.8%
- Vol
- 15.0%
- Max DD
- -36.4%
- Sharpe
- 0.67
- 3Y win
- +72%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Tata Large & Mid Cap Fund
Tata Mutual Fund
- 1Y
- -13.7%
- 3Y
- +5.8%
- Vol
- 15.2%
- Max DD
- -35.7%
- Sharpe
- 0.55
- 3Y win
- +37%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns