MonitorDirect · GrowthWatch before adding
Nippon India Diversified Equity Flexicap Passive FoF
Nippon India Mutual FundOther Scheme - FoF Domestic5.8 years
The scheme seek to long term capital growth by investing in units of ETFs/Index Funds of Nippon India Mutual Fund.
- NAV
- 19.9673
- 28 Oct 2026
- 1Y
- -9.0%
- Trailing CAGR
- Upside capture
- +99%
- Vs NIFTY 500 TRI
- Downside capture
- +101%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 28 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 57% of rolling 3-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer ICICI Prudential Dynamic Asset Allocation Active FOF- Dividend if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
5.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.20% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -18.7%. Ask whether you can hold through a similar fall.
Vs category
Pass
57% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Shirish Valmik Guthe · 0.7 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-9.0%
- 3Y+9.0%
- 5Y+7.7%
- 10Yn/a
- SI+12.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-9.5%
- 3Y-0.3%
- 5Y+6.5%
- 10Yn/a
- Since inception
- +12.5%
- Calendar-day CAGR
- Excess 1Y
- -12.7%
- Category median, same plan and option
- 3Y win rate
- +57%
- Windows beating the median
- 3Y percentile
- 27
- Vs comparable share classes
- SIP 3Y XIRR
- -0.3%
- Simulated monthly SIP
- Worst rolling 3Y
- +8.0%
- 693 daily-ending windows
- Median rolling 3Y
- +15.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 201 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 29 Oct 2026.
- 1Y excess
- -1.0%
- Fund minus TRI
- 3Y excess
- -1.0%
- Fund minus TRI
- Upside capture
- +99%
- Benchmark-up months
- Downside capture
- +101%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -18.7%
- Worst peak-to-trough
- Current
- -11.3%
- Below last peak
- Current spell
- 761 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 61 recovered episodes
- Longest recovery
- 163 days
- Trough to prior peak
27 Sept 2024 – open
Trough 3 Mar 2025 · not recovered
-18.7%
18 Oct 2021 – 30 Nov 2022
Trough 20 Jun 2022 · recovered in 163 days
-18.3%
1 Dec 2022 – 7 Jun 2023
Trough 28 Mar 2023 · recovered in 71 days
-11.1%
11 Sept 2023 – 22 Nov 2023
Trough 26 Oct 2023 · recovered in 27 days
-6.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
27
Vs category
0
Consistency
51
Risk-adjusted
51
Drawdown
53
Mean
36
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 57% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 5 holdings · top 10 are 100.0%.
- Top 5
- 100.2%
- Top 10
- 100.0%
- Largest holding
- 68.3%
- Effective holdings
- 1.9
Reliance ETF Nifty 100-Dividend
Unspecified
68.3%
Reliance ETF Nifty Midcap 150 Regular - Growth
Unspecified
17.3%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
Unspecified
13.2%
Repo
Unspecified
1.4%
Others Mrgn Money
Unspecified
0.0%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
18 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ICICI Prudential Dynamic Asset Allocation Active FOF- Dividend
ICICI Prudential Mutual Fund
- 1Y
- -2.3%
- 3Y
- +9.8%
- Vol
- 9.1%
- Max DD
- -26.4%
- Sharpe
- 0.65
- 3Y win
- +85%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
Kotak Multi Asset Omni FOF
Kotak Mahindra Mutual Fund
- 1Y
- -1.8%
- 3Y
- +13.5%
- Vol
- 10.3%
- Max DD
- -22.8%
- Sharpe
- 0.85
- 3Y win
- +98%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
Motilal Oswal Asset Allocation Fund of Fund- Conservative
Motilal Oswal Mutual Fund
- 1Y
- +3.4%
- 3Y
- +12.8%
- Vol
- 8.3%
- Max DD
- -12.1%
- Sharpe
- 0.58
- 3Y win
- +20%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
ICICI Prudential Income plus Arbitrage Omni FOF
ICICI Prudential Mutual Fund
- 1Y
- +5.0%
- 3Y
- +9.1%
- Vol
- 5.8%
- Max DD
- -14.0%
- Sharpe
- 0.62
- 3Y win
- +24%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Nifty Alpha Low - Volatility 30 ETF FOF
ICICI Prudential Mutual Fund
- 1Y
- -8.1%
- 3Y
- +8.6%
- Vol
- 13.1%
- Max DD
- -25.1%
- Sharpe
- 0.13
- 3Y win
- +60%
- Lower volatility
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns