HealthyPlan n/a · Option n/aFit for a long SIP
Nippon India Fixed Horizon Fund - XXXX - Series 16
- NAV
- 13.3025
- 15 Jun 2022
- 1Y
- +12.3%
- Trailing CAGR
- AUM
- ₹11,000
- 30 Jun 2022
- Volatility
- Low
- 4.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 15 Jun 2022
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Buy checklist
History depth
Pass
7.7 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -3.8%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+12.3%
- 3Y+8.8%
- 5Yn/a
- 10Yn/a
- SI+9.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+13.6%
- 3Y+11.1%
- 5Yn/a
- 10Yn/a
- Since inception
- +9.0%
- Calendar-day CAGR
- Excess 1Y
- +7.9%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 75
- Vs comparable share classes
- SIP 3Y XIRR
- +11.1%
- Simulated monthly SIP
- Worst rolling 3Y
- +8.8%
- 71 daily-ending windows
- Median rolling 3Y
- +9.1%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -3.8%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +36%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 37 recovered episodes
- Longest recovery
- 84 days
- Trough to prior peak
16 Jan 2020 – 18 Jun 2020
Trough 26 Mar 2020 · recovered in 84 days
-3.8%
9 Sept 2019 – 30 Dec 2019
Trough 6 Nov 2019 · recovered in 54 days
-1.5%
14 Jun 2019 – 5 Jul 2019
Trough 28 Jun 2019 · recovered in 7 days
-0.4%
2 Apr 2019 – 13 May 2019
Trough 25 Apr 2019 · recovered in 18 days
-0.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
75
Vs category
100
Consistency
80
Risk-adjusted
61
Drawdown
91
Mean
81
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Kotak FMP Series 137 (371 Days)
Kotak Mahindra Mutual Fund
- 1Y
- +8.4%
- 3Y
- +8.8%
- Vol
- 0.5%
- Max DD
- -0.1%
- Sharpe
- 5.64
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Kotak FMP Series 172 (1126 Days)
Kotak Mahindra Mutual Fund
- 1Y
- +8.6%
- 3Y
- +9.7%
- Vol
- 0.8%
- Max DD
- -0.2%
- Sharpe
- 4.83
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Reliance Fixed Horizon Fund - XXIV - Series 9
Nippon India Mutual Fund
- 1Y
- +7.8%
- 3Y
- +9.0%
- Vol
- 0.7%
- Max DD
- -0.2%
- Sharpe
- 4.75
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Kotak FMP Series 178 (1099 Days)
Kotak Mahindra Mutual Fund
- 1Y
- +7.3%
- 3Y
- n/a
- Vol
- 0.7%
- Max DD
- -0.4%
- Sharpe
- 3.41
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Kotak FMP Series 245
Kotak Mahindra Mutual Fund
- 1Y
- +3.8%
- 3Y
- +7.9%
- Vol
- 1.0%
- Max DD
- -1.1%
- Sharpe
- 2.04
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns