MonitorDirect · Growth
Nippon India Gilt Fund
Nippon India Mutual FundDebt Scheme - Gilt Fund13.7 years
The scheme aims to generate optimal credit risk-free returns by investing in a portfolio of securities, issued and guaranteed by the Central and State Government.
- NAV
- 44.1756
- 15 Sept 2026
- 1Y
- +4.1%
- Trailing CAGR
- AUM
- ₹1,517.28 Cr
- 31 Aug 2026
- Volatility
- Low
- 4.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.1%
- 3Y+6.5%
- 5Y+5.6%
- 10Y+7.4%
- SI+8.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.2%
- 3Y+5.1%
- 5Y+5.9%
- 10Y+6.7%
- Since inception
- +8.6%
- Calendar-day CAGR
- Excess 1Y
- +0.1%
- Category median, same plan and option
- 3Y win rate
- +56%
- Windows beating the median
- 3Y percentile
- 36
- Vs comparable share classes
- Worst rolling 3Y
- +4.0%
- 2588 daily-ending windows
- Median rolling 3Y
- +9.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2105 daily-ending windows
- SIP 3Y XIRR
- +5.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 241 recovered episodes
- Longest recovery
- 293 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +79%
- NAV observations
4 Jun 2013 – 29 May 2014
Trough 19 Aug 2013 · recovered in 283 days
-11.8%
24 Nov 2016 – 1 Jun 2017
Trough 10 Mar 2017 · recovered in 83 days
-4.0%
28 May 2025 – 15 Jun 2026
Trough 26 Aug 2025 · recovered in 293 days
-3.7%
6 Sept 2017 – 4 Apr 2018
Trough 22 Feb 2018 · recovered in 41 days
-3.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
36
Vs category
50
Consistency
60
Risk-adjusted
66
Drawdown
71
Mean
57
Portfolio
31 Aug 2026 · 41 holdings · top 10 are 70.9%.
- Top 5
- 45.0%
- Top 10
- 70.9%
- Largest holding
- 12.2%
- Effective holdings
- 16.1
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
12.2%
Repo
Unspecified
9.8%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
8.4%
Net Current Assets
Unspecified
8.0%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
6.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 56% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
DSP Gilt Fund
DSP Mutual Fund
- 1Y
- +3.9%
- 3Y
- +6.8%
- Vol
- 3.9%
- Max DD
- -7.6%
- Sharpe
- 0.68
- 3Y win
- +68%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
SBI GILT FUND
SBI Mutual Fund
- 1Y
- +4.1%
- 3Y
- +6.6%
- Vol
- 4.0%
- Max DD
- -9.5%
- Sharpe
- 0.87
- 3Y win
- +87%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
JM G-Sec Fund - (Direct) Annual
JM Financial Asset Management Limited
- 1Y
- +13.0%
- 3Y
- +7.2%
- Vol
- 4.4%
- Max DD
- -5.2%
- Sharpe
- 0.88
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
JM G-Sec Fund - (Direct) Half Yearly
JM Financial Asset Management Limited
- 1Y
- +13.0%
- 3Y
- +7.2%
- Vol
- 4.4%
- Max DD
- -5.2%
- Sharpe
- 0.88
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Bandhan Gilt Fund
Bandhan Mutual Fund
- 1Y
- +7.7%
- 3Y
- +7.9%
- Vol
- 4.1%
- Max DD
- -7.1%
- Sharpe
- 0.83
- 3Y win
- +48%
- Lower volatility
- Shallower drawdown
- Higher trailing returns