MonitorDirect · GrowthWatch before adding
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)
Nippon India Mutual FundIncome/Debt Oriented Schemes - Medium Term Fund12.3 years
- NAV
- 18.3221
- 29 Oct 2026
- 1Y
- +4.9%
- Trailing CAGR
- AUM
- ₹146.11 Cr
- 30 Sept 2026
- Volatility
- Medium
- 8.7% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 55% of rolling 1-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer Aditya Birla Sun Life Medium Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
12.3 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.50% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -29.8%. Ask whether you can hold through a similar fall.
Vs category
Watch
48% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 48.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.9%
- 3Y+8.2%
- 5Y+6.7%
- 10Y+3.5%
- SI+5.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.3%
- 3Y+7.3%
- 5Y+7.5%
- 10Y+5.1%
- Since inception
- +5.0%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- +48%
- Windows beating the median
- 3Y percentile
- 91
- Vs comparable share classes
- SIP 3Y XIRR
- +7.3%
- Simulated monthly SIP
- Worst rolling 3Y
- -8.3%
- 2260 daily-ending windows
- Median rolling 3Y
- +7.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +53%
- 1777 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -29.8%
- Worst peak-to-trough
- Current
- -0.5%
- Below last peak
- Current spell
- 76 days
- Days below latest peak
- Time below peak
- +70%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 180 recovered episodes
- Longest recovery
- 1589 days
- Trough to prior peak
2 Apr 2019 – 25 Jul 2024
Trough 19 Mar 2020 · recovered in 1589 days
-29.8%
9 Apr 2018 – 12 Jul 2018
Trough 17 May 2018 · recovered in 56 days
-1.3%
6 Dec 2016 – 9 Jan 2017
Trough 28 Dec 2016 · recovered in 12 days
-1.2%
7 Feb 2017 – 23 Mar 2017
Trough 9 Feb 2017 · recovered in 42 days
-1.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
91
Vs category
49
Consistency
51
Risk-adjusted
23
Drawdown
26
Mean
48
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- The fund beat the category median in 55% of rolling 1-year windows.
- Three-year return is above the category median.
Portfolio
30 Sept 2026 · 31 holdings · top 10 are 48.4%.
- Top 5
- 31.3%
- Top 10
- 48.4%
- Largest holding
- 13.9%
- Effective holdings
- 20.3
Repo
Unspecified
13.9%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC
Financial
6.8%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 192 BD 01DC35 FVRS1LAC
Financial
3.6%
TRIUMPH COMPOSITES PRIVATE LIMITED 10.50 NCD 27AP31 FVRS1LAC
Materials
3.5%
REC LIMITED SR 178 8.80 BD 14MY29 FVRS10LAC
Financial
3.5%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life Medium Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +7.5%
- 3Y
- +10.4%
- Vol
- 5.6%
- Max DD
- -12.6%
- Sharpe
- 0.67
- 3Y win
- +67%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
HSBC Medium Term Fund
HSBC Mutual Fund
- 1Y
- +4.3%
- 3Y
- +7.5%
- Vol
- 1.2%
- Max DD
- -1.0%
- Sharpe
- 1.25
- 3Y win
- +87%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Axis Medium Term Fund
Axis Mutual Fund
- 1Y
- +5.3%
- 3Y
- +8.1%
- Vol
- 2.5%
- Max DD
- -7.3%
- Sharpe
- 1.03
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
HDFC Medium Term Fund
HDFC Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.7%
- Vol
- 1.7%
- Max DD
- -3.5%
- Sharpe
- 1.22
- 3Y win
- +65%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
ICICI Prudential Medium Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.6%
- 3Y
- +8.1%
- Vol
- 1.9%
- Max DD
- -5.1%
- Sharpe
- 1.29
- 3Y win
- +80%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns