MonitorDirect · GrowthWatch before adding
Reliance Yearly Interval Fund - Series 5
Nippon India Mutual FundIncome13.6 years
- NAV
- 13.8817
- 7 Apr 2017
- 1Y
- +7.2%
- Trailing CAGR
- AUM
- ₹61.54 L
- 30 Jun 2017
- Volatility
- Low
- 0.9% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 7 Apr 2017
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer ICICI Prudential Interval Fund - Series VII - Annual Interval Plan - C if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.6 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -1.4%. Ask whether you can hold through a similar fall.
Vs category
Fail
32% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+7.2%
- 3Y+8.3%
- 5Yn/a
- 10Yn/a
- SI+8.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.8%
- 3Y+7.8%
- 5Yn/a
- 10Yn/a
- Since inception
- +8.4%
- Calendar-day CAGR
- Excess 1Y
- -0.3%
- Category median, same plan and option
- 3Y win rate
- +32%
- Windows beating the median
- 3Y percentile
- 38
- Vs comparable share classes
- SIP 3Y XIRR
- +7.8%
- Simulated monthly SIP
- Worst rolling 3Y
- +8.3%
- 249 daily-ending windows
- Median rolling 3Y
- +8.6%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -1.4%
- Worst peak-to-trough
- Current
- -0.1%
- Below last peak
- Current spell
- 1 days
- Days below latest peak
- Time below peak
- +8%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 21 recovered episodes
- Longest recovery
- 54 days
- Trough to prior peak
15 Jul 2013 – 16 Sept 2013
Trough 24 Jul 2013 · recovered in 54 days
-1.4%
6 Apr 2017 – open
Trough 7 Apr 2017 · not recovered
-0.1%
9 Jul 2014 – 15 Jul 2014
Trough 11 Jul 2014 · recovered in 4 days
-0.1%
19 Jun 2013 – 24 Jun 2013
Trough 20 Jun 2013 · recovered in 4 days
-0.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
38
Vs category
48
Consistency
43
Risk-adjusted
100
Drawdown
97
Mean
65
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
7 Apr 2017
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ICICI Prudential Interval Fund - Series VII - Annual Interval Plan - C
ICICI Prudential Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.7%
- Vol
- 0.5%
- Max DD
- -0.1%
- Sharpe
- 5.24
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
IL&FS Infrastructure Debt Fund Series 1A
IL&FS Infra Asset Management Limited
- 1Y
- +12.3%
- 3Y
- +11.6%
- Vol
- n/a
- Max DD
- 0.0%
- Sharpe
- n/a
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
IL&FS Infrastructure Debt Fund Series 1A - payout option
IL&FS Infra Asset Management Limited
- 1Y
- +12.3%
- 3Y
- +11.6%
- Vol
- n/a
- Max DD
- 0.0%
- Sharpe
- n/a
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Nippon India Fixed Maturity Plan-XLV-Series 4
Nippon Life India Asset Management Limited
- 1Y
- +6.2%
- 3Y
- +7.2%
- Vol
- 0.7%
- Max DD
- -0.2%
- Sharpe
- 1.91
- 3Y win
- +75%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Reliance Interval Fund - II - Series 1
Nippon India Mutual Fund
- 1Y
- +7.5%
- 3Y
- +8.5%
- Vol
- 0.5%
- Max DD
- -0.1%
- Sharpe
- 5.49
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns