HealthyDirect · GrowthFit for a long SIP
Reliance Fixed Horizon Fund - XXV - Series 7
- NAV
- 10.9465
- 16 Dec 2014
- 1Y
- +9.3%
- Trailing CAGR
- AUM
- ₹4.37 Cr
- 31 Dec 2014
- Volatility
- Low
- 0.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 16 Dec 2014
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Buy checklist
History depth
Pass
12.9 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -0.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+9.3%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+9.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+9.4%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +9.3%
- Calendar-day CAGR
- Excess 1Y
- +1.8%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -0.1%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +7%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 2 days
- 9 recovered episodes
- Longest recovery
- 5 days
- Trough to prior peak
27 Jan 2014 – 4 Feb 2014
Trough 30 Jan 2014 · recovered in 5 days
-0.1%
12 Feb 2014 – 17 Feb 2014
Trough 13 Feb 2014 · recovered in 4 days
-0.0%
10 Jul 2014 – 14 Jul 2014
Trough 11 Jul 2014 · recovered in 3 days
-0.0%
7 Jan 2014 – 10 Jan 2014
Trough 9 Jan 2014 · recovered in 1 days
-0.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
43
Vs category
61
Consistency
0
Risk-adjusted
100
Drawdown
100
Mean
61
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ICICI Prudential Interval Fund - Half Yearly Interval Plan II - Retail
ICICI Prudential Mutual Fund
- 1Y
- +12.0%
- 3Y
- n/a
- Vol
- 3.1%
- Max DD
- 0.0%
- Sharpe
- 1.33
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
ICICI Prudential Interval Fund - Series VII - Annual Interval Plan - C
ICICI Prudential Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.7%
- Vol
- 0.5%
- Max DD
- -0.1%
- Sharpe
- 5.24
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
IL&FS Infrastructure Debt Fund Series 1A
IL&FS Infra Asset Management Limited
- 1Y
- +12.3%
- 3Y
- +11.6%
- Vol
- n/a
- Max DD
- 0.0%
- Sharpe
- n/a
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
IL&FS Infrastructure Debt Fund Series 1A - payout option
IL&FS Infra Asset Management Limited
- 1Y
- +12.3%
- 3Y
- +11.6%
- Vol
- n/a
- Max DD
- 0.0%
- Sharpe
- n/a
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
IL&FS Infrastructure Debt Fund Series 2C - Growth
IL&FS Infra Asset Management Limited
- 1Y
- +8.1%
- 3Y
- +22.5%
- Vol
- n/a
- Max DD
- 0.0%
- Sharpe
- n/a
- 3Y win
- +10%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns