ReviewDirect · Growth
NJ Flexi Cap Fund
NJ Mutual FundEquity Schemes - Flexi Cap Fund3 years
The Scheme is seeks to generate long term capital appreciation by investing in equity and equity related instruments across market capitalizations.
- NAV
- 13.29
- 16 Sept 2026
- 1Y
- -6.7%
- Trailing CAGR
- Upside capture
- +96%
- Vs NIFTY 500 TRI
- Downside capture
- +96%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-6.7%
- 3Y+9.4%
- 5Yn/a
- 10Yn/a
- SI+9.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.4%
- 3Y+0.0%
- 5Yn/a
- 10Yn/a
- Since inception
- +9.7%
- Calendar-day CAGR
- Excess 1Y
- -10.7%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +9.3%
- 6 daily-ending windows
- Median rolling 3Y
- +9.7%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +0.0%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.
- 1Y excess
- -4.0%
- Fund minus TRI
- 3Y excess
- -0.1%
- Fund minus TRI
- Upside capture
- +96%
- Benchmark-up months
- Downside capture
- +96%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 27 recovered episodes
- Longest recovery
- 44 days
- Trough to prior peak
- Current spell
- 743 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
3 Sept 2024 – open
Trough 30 Mar 2026 · not recovered
-26.7%
3 Jun 2024 – 10 Jun 2024
Trough 4 Jun 2024 · recovered in 6 days
-7.5%
31 Jul 2024 – 16 Aug 2024
Trough 6 Aug 2024 · recovered in 10 days
-5.7%
7 Mar 2024 – 2 May 2024
Trough 19 Mar 2024 · recovered in 44 days
-5.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
0
Consistency
5
Risk-adjusted
43
Drawdown
33
Mean
16
Portfolio
31 Aug 2026 · 53 holdings · top 10 are 43.1%.
- Top 5
- 24.4%
- Top 10
- 43.1%
- Largest holding
- 5.6%
- Effective holdings
- 33.3
Torrent Pharmaceuticals Ltd
Healthcare
5.6%
Bosch Ltd
Consumer Discretionary
5.3%
Dr. Lal Pathlabs Ltd
Healthcare
4.6%
Eicher Motors Ltd
Consumer Discretionary
4.5%
ICICI Bank Ltd
Financial
4.4%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 16 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
WhiteOak Capital Flexi Cap Fund
WhiteOak Capital Mutual Fund
- 1Y
- +2.6%
- 3Y
- +13.7%
- Vol
- 12.8%
- Max DD
- -15.6%
- Sharpe
- 0.87
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Flexi Cap fund
ICICI Prudential Mutual Fund
- 1Y
- +5.3%
- 3Y
- +15.6%
- Vol
- 13.5%
- Max DD
- -19.7%
- Sharpe
- 0.80
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Invesco India Flexi Cap Fund
Invesco Mutual Fund
- 1Y
- -0.3%
- 3Y
- +16.7%
- Vol
- 14.4%
- Max DD
- -19.4%
- Sharpe
- 0.81
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
360 ONE Flexicap Fund
360 ONE Mutual Fund
- 1Y
- +6.6%
- 3Y
- +16.2%
- Vol
- 14.9%
- Max DD
- -18.1%
- Sharpe
- 0.83
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Mahindra Manulife Flexi Cap Fund
Mahindra Manulife Mutual Fund
- 1Y
- -3.8%
- 3Y
- +8.9%
- Vol
- 13.8%
- Max DD
- -17.2%
- Sharpe
- 0.46
- 3Y win
- +33%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns