MonitorDirect · Growth
NJ Overnight Fund
NJ Mutual FundIncome/Debt Oriented Schemes - Overnight Fund4.1 years
- NAV
- 1,275.7711
- 16 Sept 2026
- 1Y
- +5.2%
- Trailing CAGR
- AUM
- ₹359.53 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.2%
- 3Y+6.0%
- 5Yn/a
- 10Yn/a
- SI+6.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.2%
- 3Y+5.6%
- 5Yn/a
- 10Yn/a
- Since inception
- +6.1%
- Calendar-day CAGR
- Excess 1Y
- -0.1%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 38
- Vs comparable share classes
- Worst rolling 3Y
- +6.0%
- 407 daily-ending windows
- Median rolling 3Y
- +6.3%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +5.6%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- n/a
- 0 recovered episodes
- Longest recovery
- n/a
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- 0%
- NAV observations
No completed or open drawdown episodes in the current snapshots.
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
38
Vs category
50
Consistency
0
Risk-adjusted
0
Drawdown
100
Mean
37
Portfolio
31 Aug 2026 · 2 holdings · top 10 are 100.0%.
- Top 5
- 100.0%
- Top 10
- 100.0%
- Largest holding
- 99.3%
- Effective holdings
- 1.0
Others CBLO
Unspecified
99.3%
Net Receivables
Unspecified
0.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 16 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Overnight Fund
Axis Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -29.80
- 3Y win
- +94%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Baroda BNP Paribas Overnight Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -30.38
- 3Y win
- +91%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Baroda BNP Paribas Overnight Fund - Up to 3 Yrs
Baroda BNP Paribas Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.0%
- Max DD
- 0.0%
- Sharpe
- -31.68
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Baroda BNP Paribas Overnight Fund - Redemption Up to 3 Yrs
Baroda BNP Paribas Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.0%
- Max DD
- -0.0%
- Sharpe
- -28.63
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
HSBC Overnight Fund
HSBC Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -16.13
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns