ReviewDirect · Growth
PGIM India Balanced Advantage Fund
PGIM India Mutual FundHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage5.6 years
- NAV
- 16.13
- 15 Sept 2026
- 1Y
- -3.6%
- Trailing CAGR
- AUM
- ₹759.47 Cr
- 31 Aug 2026
- Volatility
- Medium
- 8.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-3.6%
- 3Y+6.2%
- 5Y+7.1%
- 10Yn/a
- SI+8.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.8%
- 3Y+2.6%
- 5Y+6.2%
- 10Yn/a
- Since inception
- +8.6%
- Calendar-day CAGR
- Excess 1Y
- -6.5%
- Category median, same plan and option
- 3Y win rate
- +4%
- Windows beating the median
- 3Y percentile
- 6
- Vs comparable share classes
- Worst rolling 3Y
- +6.2%
- 641 daily-ending windows
- Median rolling 3Y
- +11.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 149 daily-ending windows
- SIP 3Y XIRR
- +2.6%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 70 recovered episodes
- Longest recovery
- 98 days
- Trough to prior peak
- Current spell
- 292 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
5 Apr 2022 – 16 Aug 2022
Trough 20 Jun 2022 · recovered in 57 days
-11.6%
23 Sept 2024 – 6 Jun 2025
Trough 28 Feb 2025 · recovered in 98 days
-10.7%
27 Nov 2025 – open
Trough 30 Mar 2026 · not recovered
-10.6%
17 Jan 2022 – 30 Mar 2022
Trough 7 Mar 2022 · recovered in 23 days
-5.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
6
Vs category
9
Consistency
21
Risk-adjusted
45
Drawdown
71
Mean
30
Portfolio
31 Aug 2026 · 97 holdings · top 10 are 32.2%.
- Top 5
- 21.4%
- Top 10
- 32.2%
- Largest holding
- 6.0%
- Effective holdings
- 52.0
ICICI Bank Ltd
Financial
6.0%
HDFC Bank Ltd
Financial
5.0%
Others CBLO
Unspecified
4.2%
Reliance Industries Ltd
Energy & Utilities
4.0%
Bharti Airtel Ltd
Technology
3.0%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Franklin India Balanced Advantage Fund
Franklin Templeton Mutual Fund
- 1Y
- +0.1%
- 3Y
- +9.2%
- Vol
- 6.8%
- Max DD
- -8.1%
- Sharpe
- 0.81
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
SBI Balanced Advantage Fund
SBI Mutual Fund
- 1Y
- +1.9%
- 3Y
- +9.2%
- Vol
- 6.3%
- Max DD
- -7.4%
- Sharpe
- 0.74
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
LIC MF Balanced Advantage Fund
LIC Mutual Fund
- 1Y
- +3.0%
- 3Y
- +8.4%
- Vol
- 8.1%
- Max DD
- -9.4%
- Sharpe
- 0.44
- 3Y win
- +4%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
UNIFI DYNAMIC ASSET ALLOCATION FUND
Unifi Mutual Fund
- 1Y
- +8.6%
- 3Y
- n/a
- Vol
- 0.8%
- Max DD
- -0.2%
- Sharpe
- 3.64
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Parag Parikh Dynamic Asset Allocation Fund
PPFAS Mutual Fund
- 1Y
- +3.3%
- 3Y
- n/a
- Vol
- 2.8%
- Max DD
- -2.4%
- Sharpe
- 0.57
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns