MonitorDirect · Growth
PGIM India Money Market Fund
PGIM India Mutual FundDebt Scheme - Money Market Fund6.5 years
The Scheme seeks to deliver reasonable market related returns through investments in Money Market instruments.
- NAV
- 1,475.6155
- 15 Sept 2026
- 1Y
- +6.5%
- Trailing CAGR
- AUM
- ₹125.19 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.5%
- 3Y+7.2%
- 5Y+6.6%
- 10Yn/a
- SI+6.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.7%
- 3Y+7.0%
- 5Y+7.0%
- 10Yn/a
- Since inception
- +6.1%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- +49%
- Windows beating the median
- 3Y percentile
- 15
- Vs comparable share classes
- Worst rolling 3Y
- +4.8%
- 848 daily-ending windows
- Median rolling 3Y
- +6.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 367 daily-ending windows
- SIP 3Y XIRR
- +7.0%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 55 recovered episodes
- Longest recovery
- 11 days
- Trough to prior peak
- Current spell
- 1 days
- Days below latest peak
- Time below peak
- +9%
- NAV observations
11 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-0.8%
6 Jul 2026 – 17 Jul 2026
Trough 8 Jul 2026 · recovered in 9 days
-0.1%
2 May 2022 – 17 May 2022
Trough 6 May 2022 · recovered in 11 days
-0.1%
11 May 2026 – 29 May 2026
Trough 21 May 2026 · recovered in 8 days
-0.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
15
Vs category
49
Consistency
43
Risk-adjusted
100
Drawdown
98
Mean
61
Portfolio
31 Aug 2026 · 17 holdings · top 10 are 76.6%.
- Top 5
- 39.6%
- Top 10
- 76.6%
- Largest holding
- 8.5%
- Effective holdings
- 14.1
KOTAK MAHINDRA BANK LIMITED CD 05MAR27
Financial
8.5%
CANARA BANK CD 22JAN27
Financial
7.8%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27
Financial
7.8%
PUNJAB NATIONAL BANK CD 05FEB27
Financial
7.8%
Small Industries Dev Bank of India (18/02/2027) **
Financial
7.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
UTI - Money Market Fund
UTI Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.4%
- Vol
- 0.4%
- Max DD
- -0.8%
- Sharpe
- 2.33
- 3Y win
- +56%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Nippon India Money Market Fund
Nippon India Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.4%
- Vol
- 0.4%
- Max DD
- -0.9%
- Sharpe
- 3.22
- 3Y win
- +66%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Franklin India Money Market Fund - Institutional Option
Franklin Templeton Asset Management (India) Private Limited
- 1Y
- +8.7%
- 3Y
- +9.0%
- Vol
- 0.5%
- Max DD
- -0.7%
- Sharpe
- 6.45
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Sundaram Money Market Fund
Sundaram Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.3%
- Vol
- 0.5%
- Max DD
- -0.7%
- Sharpe
- 2.40
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Union Money Market Fund
Union Mutual Fund
- 1Y
- +6.8%
- 3Y
- +7.2%
- Vol
- 0.3%
- Max DD
- -0.1%
- Sharpe
- 3.55
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns