MonitorDirect · GrowthWatch before adding
PGIM India Multi Cap Fund
PGIM India Mutual FundEquity Scheme - Multi Cap Fund2.1 years
The scheme seek to generate long term capital appreciation by investing in a portfolio of equity and equity related securities across large cap, mid cap and small cap stocks.
- NAV
- 10.51
- 29 Oct 2026
- 1Y
- +0.9%
- Trailing CAGR
- AUM
- ₹459.87 Cr
- 30 Sept 2026
- Volatility
- Medium
- 14.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 83% of rolling 1-year windows.
Prefer peers if · Prefer LIC MF Multi Cap Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Fail
2.1 years - thin for judging consistency.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.78% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -18.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Pass
Anandha Padmanabhan Anjeneyan · 2.2 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 28.3% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 18%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.9%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+1.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.8%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +1.9%
- Calendar-day CAGR
- Excess 1Y
- +1.3%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -18.1%
- Worst peak-to-trough
- Current
- -6.1%
- Below last peak
- Current spell
- 64 days
- Days below latest peak
- Time below peak
- +93%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 23 days
- 15 recovered episodes
- Longest recovery
- 200 days
- Trough to prior peak
26 Sept 2024 – 16 Sept 2025
Trough 28 Feb 2025 · recovered in 200 days
-18.1%
29 Oct 2025 – 17 Jun 2026
Trough 23 Mar 2026 · recovered in 86 days
-13.5%
26 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-9.0%
19 Sept 2025 – 16 Oct 2025
Trough 30 Sept 2025 · recovered in 16 days
-4.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
24
Vs category
58
Consistency
83
Risk-adjusted
15
Drawdown
55
Mean
47
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- The fund beat the category median in 83% of rolling 1-year windows.
Portfolio
30 Sept 2026 · 101 holdings · top 10 are 28.3%.
- Top 5
- 18.5%
- Top 10
- 28.3%
- Largest holding
- 5.2%
- Effective holdings
- 62.7
Others CBLO
Unspecified
5.2%
ICICI Bank Ltd
Financial
4.4%
HDFC Bank Ltd
Financial
3.8%
INDO-MIM Ltd.
Industrials
2.8%
Reliance Industries Ltd
Energy & Utilities
2.3%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
DECISION
Status moved from HEALTHY to MONITOR.
15 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
LIC MF Multi Cap Fund
LIC Mutual Fund
- 1Y
- +1.2%
- 3Y
- +17.1%
- Vol
- 14.2%
- Max DD
- -19.3%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
TRUSTMF MULTI CAP FUND
Trust Mutual Fund
- 1Y
- +9.6%
- 3Y
- n/a
- Vol
- 14.5%
- Max DD
- -12.7%
- Sharpe
- 0.46
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Union Multicap Fund
Union Mutual Fund
- 1Y
- +2.9%
- 3Y
- +14.5%
- Vol
- 14.0%
- Max DD
- -19.8%
- Sharpe
- 0.77
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
Bajaj Finserv Multi Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- +2.2%
- 3Y
- n/a
- Vol
- 13.9%
- Max DD
- -14.2%
- Sharpe
- 0.37
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
SBI MultiCap Fund
SBI Mutual Fund
- 1Y
- -6.7%
- 3Y
- +12.0%
- Vol
- 12.2%
- Max DD
- -15.1%
- Sharpe
- 0.49
- 3Y win
- +5%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER