HealthyDirect · Growth
quant BFSI Fund
quant Mutual FundEquity Scheme - Sectoral/ Thematic3.2 years
The scheme seeks to generate consistent returns by investing in equity and equity related instruments of banking and financial services.
- NAV
- 21.3547
- 15 Sept 2026
- 1Y
- +19.5%
- Trailing CAGR
- AUM
- ₹898.79 Cr
- 31 Aug 2026
- Volatility
- High
- 18.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+19.5%
- 3Y+21.6%
- 5Yn/a
- 10Yn/a
- SI+27.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+18.1%
- 3Y+17.9%
- 5Yn/a
- 10Yn/a
- Since inception
- +27.0%
- Calendar-day CAGR
- Excess 1Y
- +13.4%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 87
- Vs comparable share classes
- Worst rolling 3Y
- +21.6%
- 59 daily-ending windows
- Median rolling 3Y
- +25.8%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +17.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 51 recovered episodes
- Longest recovery
- 133 days
- Trough to prior peak
- Current spell
- 52 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
27 Sept 2024 – 14 Jul 2025
Trough 3 Mar 2025 · recovered in 133 days
-22.3%
7 Jan 2026 – 12 Jun 2026
Trough 23 Mar 2026 · recovered in 81 days
-15.4%
23 Feb 2024 – 2 May 2024
Trough 20 Mar 2024 · recovered in 43 days
-9.2%
3 Jun 2024 – 14 Jun 2024
Trough 4 Jun 2024 · recovered in 10 days
-8.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
87
Vs category
100
Consistency
84
Risk-adjusted
81
Drawdown
44
Mean
79
Portfolio
31 Aug 2026 · 27 holdings · top 10 are 81.3%.
- Top 5
- 46.1%
- Top 10
- 81.3%
- Largest holding
- 17.4%
- Effective holdings
- 9.4
Repo
Unspecified
17.4%
Capri Global Capital Ltd
Financial
10.1%
IDBI Bank Ltd
Financial
10.0%
DEWAN HOUSING FINANCE CORP. LTD. EQ
Financial
9.5%
Life Insurance Corporation of India
Financial
9.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Motilal Oswal Active Momentum Fund
Motilal Oswal Mutual Fund
- 1Y
- +25.5%
- 3Y
- n/a
- Vol
- 17.1%
- Max DD
- -16.6%
- Sharpe
- 1.25
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
Aditya Birla Sun Life Business Cycle Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.9%
- 3Y
- +11.6%
- Vol
- 13.8%
- Max DD
- -17.8%
- Sharpe
- 0.48
- 3Y win
- +7%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Baroda BNP Paribas Energy Opportunities Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +0.7%
- 3Y
- n/a
- Vol
- 13.8%
- Max DD
- -9.7%
- Sharpe
- 0.33
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Baroda BNP Paribas Innovation Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +9.0%
- 3Y
- n/a
- Vol
- 15.9%
- Max DD
- -22.3%
- Sharpe
- 0.60
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns