HealthyDirect · GrowthFit for a long SIP
Quant Value Fund
quant Mutual FundEquity Scheme - Value Fund4.9 years
The scheme seeks to achieve capital appreciation in the long-term by primarily investing in a welldiversified portfolio of value stocks. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations.
- NAV
- 21.8852
- 28 Oct 2026
- 1Y
- +3.3%
- Trailing CAGR
- Upside capture
- +134%
- Vs NIFTY 500 TRI
- Downside capture
- +104%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 28 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 99% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Buy checklist
History depth
Watch
4.9 years - usable, still building a track record.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Pass
0.97% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -24.0%. Ask whether you can hold through a similar fall.
Vs category
Pass
99% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Sameer Kate · 1.7 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 77.8% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 24%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.3%
- 3Y+18.7%
- 5Yn/a
- 10Yn/a
- SI+17.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.3%
- 3Y+5.2%
- 5Yn/a
- 10Yn/a
- Since inception
- +17.2%
- Calendar-day CAGR
- Excess 1Y
- +10.5%
- Category median, same plan and option
- 3Y win rate
- +99%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +5.2%
- Simulated monthly SIP
- Worst rolling 3Y
- +17.5%
- 472 daily-ending windows
- Median rolling 3Y
- +23.2%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 29 Oct 2026.
- 1Y excess
- +11.2%
- Fund minus TRI
- 3Y excess
- +8.7%
- Fund minus TRI
- Upside capture
- +134%
- Benchmark-up months
- Downside capture
- +104%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -24.0%
- Worst peak-to-trough
- Current
- -12.4%
- Below last peak
- Current spell
- 114 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 23 days
- 40 recovered episodes
- Longest recovery
- 428 days
- Trough to prior peak
31 Jul 2024 – 5 May 2026
Trough 3 Mar 2025 · recovered in 428 days
-24.0%
21 Apr 2022 – 9 Sept 2022
Trough 20 Jun 2022 · recovered in 81 days
-22.2%
10 Feb 2022 – 4 Apr 2022
Trough 24 Feb 2022 · recovered in 39 days
-16.0%
14 Dec 2022 – 28 Jun 2023
Trough 28 Mar 2023 · recovered in 92 days
-14.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
100
Consistency
84
Risk-adjusted
56
Drawdown
40
Mean
76
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 99% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 38 holdings · top 10 are 77.8%.
- Top 5
- 49.7%
- Top 10
- 77.8%
- Largest holding
- 15.7%
- Effective holdings
- 13.1
Repo
Unspecified
15.7%
Adani Enterprises Ltd
Materials
9.3%
DEWAN HOUSING FINANCE CORP. LTD. EQ
Financial
9.1%
Adani Green Energy Ltd
Energy & Utilities
8.2%
Indus Towers Ltd
Technology
7.3%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
LIC MF Value Fund
LIC Mutual Fund
- 1Y
- +11.8%
- 3Y
- +16.3%
- Vol
- 16.9%
- Max DD
- -25.2%
- Sharpe
- 0.58
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
Caveat: Deeper drawdown · Higher TER · Lower trailing returns
Baroda BNP Paribas Value Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- -6.9%
- 3Y
- +8.6%
- Vol
- 14.2%
- Max DD
- -19.8%
- Sharpe
- 0.27
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
DSP Value Fund
DSP Mutual Fund
- 1Y
- +0.3%
- 3Y
- +16.1%
- Vol
- 10.8%
- Max DD
- -16.5%
- Sharpe
- 0.97
- 3Y win
- +40%
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
ITI Value Fund
ITI Mutual Fund
- 1Y
- -7.3%
- 3Y
- +11.0%
- Vol
- 15.8%
- Max DD
- -22.7%
- Sharpe
- 0.37
- 3Y win
- +69%
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
Bandhan Value Fund
Bandhan Mutual Fund
- 1Y
- -6.5%
- 3Y
- +10.1%
- Vol
- 16.0%
- Max DD
- -51.9%
- Sharpe
- 0.63
- 3Y win
- +69%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns