ReviewDirect · GrowthPrefer peers first
Quantum Dynamic Term Fund
Quantum Mutual FundDebt Scheme - Dynamic Bond11.5 years
The scheme seeks to generate income through active management of a portfolio consisting of short term and long term debt and money market instruments.
- NAV
- 22.5139
- 30 Oct 2026
- 1Y
- +2.0%
- Trailing CAGR
- AUM
- ₹83.65 Cr
- 30 Sept 2026
- Volatility
- Low
- 2.8% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Three-year return sits below the 25th percentile of comparable share classes.
Prefer peers if · Prefer Tata Dynamic Bond Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
11.5 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Pass
0.50% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -3.2%. Ask whether you can hold through a similar fall.
Vs category
Pass
87% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Mayur Chauhan · 1.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 89.7% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.0%
- 3Y+6.7%
- 5Y+6.0%
- 10Y+6.6%
- SI+7.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.3%
- 3Y+4.5%
- 5Y+5.8%
- 10Y+6.3%
- Since inception
- +7.3%
- Calendar-day CAGR
- Excess 1Y
- -3.7%
- Category median, same plan and option
- 3Y win rate
- +87%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- +4.5%
- Simulated monthly SIP
- Worst rolling 3Y
- +4.6%
- 2046 daily-ending windows
- Median rolling 3Y
- +7.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1566 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -3.2%
- Worst peak-to-trough
- Current
- -1.9%
- Below last peak
- Current spell
- 77 days
- Days below latest peak
- Time below peak
- +70%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 254 recovered episodes
- Longest recovery
- 167 days
- Trough to prior peak
24 Nov 2016 – 22 May 2017
Trough 22 Feb 2017 · recovered in 89 days
-3.2%
9 Mar 2020 – 20 Apr 2020
Trough 19 Mar 2020 · recovered in 32 days
-3.0%
6 Sept 2017 – 8 Aug 2018
Trough 22 Feb 2018 · recovered in 167 days
-2.4%
14 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-2.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
27
Consistency
68
Risk-adjusted
51
Drawdown
92
Mean
48
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- The fund beat the category median in 87% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
30 Sept 2026 · 15 holdings · top 10 are 89.7%.
- Top 5
- 60.2%
- Top 10
- 89.7%
- Largest holding
- 17.0%
- Effective holdings
- 10.0
Repo
Unspecified
17.0%
7.63% GOI 15092056
Entities
13.8%
7.71% GOI 18-May-2066
Entities
11.9%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
11.3%
POWER FINANCE CORPORATION LTD. SR-178 8.95 BD 10OT28 FVRS10LAC
Financial
6.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
30 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Tata Dynamic Bond Fund
Tata Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.4%
- Vol
- 3.1%
- Max DD
- -6.2%
- Sharpe
- 0.93
- 3Y win
- +13%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
UTI - Dynamic Bond Fund ( Segregated - 17022020)
UTI Mutual Fund
- 1Y
- +339.5%
- 3Y
- n/a
- Vol
- n/a
- Max DD
- -24.2%
- Sharpe
- n/a
- 3Y win
- n/a
- Higher trailing returns
Caveat: Deeper drawdown