MonitorDirect · GrowthWatch before adding
SBI FOCUSED FUND
SBI Mutual FundEquity Scheme - Focused Fund13.8 years
The scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a concentrated portfolio of equity and equity related securities.
- NAV
- 437.3073
- 29 Oct 2026
- 1Y
- +4.0%
- Trailing CAGR
- AUM
- ₹50,180.32 Cr
- 30 Sept 2026
- Volatility
- Medium
- 13.6% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 65% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer ITI Focused Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.82% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -32.7%. Ask whether you can hold through a similar fall.
Vs category
Pass
65% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Pradeep Kesavan · 2.9 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 60.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 33%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.0%
- 3Y+15.2%
- 5Y+10.3%
- 10Y+14.8%
- SI+15.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.3%
- 3Y+10.4%
- 5Y+13.0%
- 10Y+15.1%
- Since inception
- +15.2%
- Calendar-day CAGR
- Excess 1Y
- +8.6%
- Category median, same plan and option
- 3Y win rate
- +65%
- Windows beating the median
- 3Y percentile
- 94
- Vs comparable share classes
- SIP 3Y XIRR
- +10.4%
- Simulated monthly SIP
- Worst rolling 3Y
- +3.0%
- 2662 daily-ending windows
- Median rolling 3Y
- +16.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2169 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -32.7%
- Worst peak-to-trough
- Current
- -5.7%
- Below last peak
- Current spell
- 63 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 180 recovered episodes
- Longest recovery
- 395 days
- Trough to prior peak
20 Feb 2020 – 17 Nov 2020
Trough 23 Mar 2020 · recovered in 239 days
-32.7%
4 Jan 2013 – 12 May 2014
Trough 3 Sept 2013 · recovered in 251 days
-23.9%
15 Nov 2021 – 20 Jul 2023
Trough 20 Jun 2022 · recovered in 395 days
-22.5%
31 Aug 2018 – 29 Mar 2019
Trough 23 Oct 2018 · recovered in 157 days
-14.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
94
Vs category
100
Consistency
62
Risk-adjusted
60
Drawdown
18
Mean
67
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 65% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 30 holdings · top 10 are 60.6%.
- Top 5
- 36.8%
- Top 10
- 60.6%
- Largest holding
- 9.0%
- Effective holdings
- 20.3
Bajaj Finance Ltd
Financial
9.0%
Repo
Unspecified
7.6%
Alphabet Inc Forgn. Eq (GOOGL)
Technology
7.2%
ICICI Bank Ltd
Financial
7.1%
Kotak Mahindra Bank Ltd
Financial
5.8%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ITI Focused Fund
ITI Mutual Fund
- 1Y
- -0.5%
- 3Y
- +16.1%
- Vol
- 15.6%
- Max DD
- -18.4%
- Sharpe
- 0.66
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Edelweiss Focused Fund
Edelweiss Mutual Fund
- 1Y
- -7.8%
- 3Y
- +11.8%
- Vol
- 13.8%
- Max DD
- -17.1%
- Sharpe
- 0.51
- 3Y win
- +90%
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Higher TER · Lower trailing returns
Old Bridge Focused Fund
Old Bridge Mutual Fund
- 1Y
- +5.3%
- 3Y
- n/a
- Vol
- 16.2%
- Max DD
- -18.9%
- Sharpe
- 0.31
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Higher TER · Lower trailing returns
Franklin India Focused Equity Fund
Franklin Templeton Mutual Fund
- 1Y
- -14.8%
- 3Y
- +7.6%
- Vol
- 16.1%
- Max DD
- -37.7%
- Sharpe
- 0.64
- 3Y win
- +70%
- Higher win rate vs category
Caveat: Higher volatility · Deeper drawdown · Higher TER · Lower trailing returns
Quant Focused Fund
quant Mutual Fund
- 1Y
- +2.4%
- 3Y
- +14.0%
- Vol
- 16.7%
- Max DD
- -36.4%
- Sharpe
- 0.65
- 3Y win
- +78%
- Higher win rate vs category
Caveat: Higher volatility · Deeper drawdown · Higher TER · Lower trailing returns