ReviewPlan n/a · GrowthPrefer peers first
Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal)
Sundaram Mutual FundEquity Scheme - Sectoral/ Thematic18.4 years
- NAV
- 104.9194
- 22 Jan 2025
- 1Y
- +8.2%
- Trailing CAGR
- AUM
- ₹22,000
- 31 Mar 2025
- Volatility
- High
- 26.0% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 22 Jan 2025
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Watch if · AUM fell by 30% or more versus the prior observation.
Prefer peers if · Prefer Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
18.4 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -43.2%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 43%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+8.2%
- 3Y+16.6%
- 5Y+15.3%
- 10Y+12.6%
- SI+15.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.0%
- 3Y+17.1%
- 5Y+19.6%
- 10Y+15.9%
- Since inception
- +15.2%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +17.1%
- Simulated monthly SIP
- Worst rolling 3Y
- -11.5%
- 3073 daily-ending windows
- Median rolling 3Y
- +15.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2584 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -43.2%
- Worst peak-to-trough
- Current
- -12.0%
- Below last peak
- Current spell
- 118 days
- Days below latest peak
- Time below peak
- +91%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 147 recovered episodes
- Longest recovery
- 268 days
- Trough to prior peak
16 Jan 2020 – 16 Dec 2020
Trough 23 Mar 2020 · recovered in 268 days
-43.2%
9 Nov 2010 – 19 May 2014
Trough 3 Sept 2013 · recovered in 258 days
-41.6%
11 Aug 2008 – 15 May 2009
Trough 9 Mar 2009 · recovered in 67 days
-37.6%
27 Jan 2015 – 18 Aug 2016
Trough 25 Feb 2016 · recovered in 175 days
-33.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
72
Vs category
n/a
Consistency
n/a
Risk-adjusted
50
Drawdown
0
Mean
41
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
No supporting reads in the current evidence set.
What changed
RENAME
Sundaram Financial Services Opportunities Fund - Institutional renamed to Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal)
6 Jan 2025
RENAME
Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal) renamed to Sundaram Financial Services Opportunities Fund - Institutional
22 Jan 2025
RENAME
Scheme renamed from Sundaram Financial Services Opportunities Fund - Institutional to Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal).
6 Jan 2025
RENAME
Scheme renamed from Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal) to Sundaram Financial Services Opportunities Fund - Institutional.
22 Jan 2025
RENAME
Sundaram Financial Services Opportunities Fund - Institutional renamed to Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal)
6 Jan 2025
RENAME
Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal) renamed to Sundaram Financial Services Opportunities Fund - Institutional
22 Jan 2025
RENAME
Scheme renamed from Sundaram Financial Services Opportunities Fund - Institutional to Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal).
6 Jan 2025
RENAME
Scheme renamed from Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal) to Sundaram Financial Services Opportunities Fund - Institutional.
22 Jan 2025
RENAME
Sundaram Financial Services Opportunities Fund - Institutional renamed to Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal)
6 Jan 2025
RENAME
Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal) renamed to Sundaram Financial Services Opportunities Fund - Institutional
22 Jan 2025
RENAME
Scheme renamed from Sundaram Financial Services Opportunities Fund - Institutional to Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal).
6 Jan 2025
RENAME
Scheme renamed from Sundaram Financial Services Opportunities Fund - Institutional (Income Distribution CUM Capital Withdrawal) to Sundaram Financial Services Opportunities Fund - Institutional.
22 Jan 2025
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- -2.5%
- 3Y
- +20.3%
- Vol
- 16.8%
- Max DD
- -42.2%
- Sharpe
- 0.16
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Edelweiss Recently Listed IPO Fund
Edelweiss Mutual Fund
- 1Y
- +16.8%
- 3Y
- +16.9%
- Vol
- 18.8%
- Max DD
- -32.3%
- Sharpe
- 0.56
- 3Y win
- +49%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Aditya Birla Sun Life Business Cycle Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +0.1%
- 3Y
- +13.1%
- Vol
- 13.9%
- Max DD
- -17.8%
- Sharpe
- 0.39
- 3Y win
- +13%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Aditya Birla Sun Life Infrastructure Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +7.5%
- 3Y
- +16.9%
- Vol
- 18.5%
- Max DD
- -53.5%
- Sharpe
- 0.56
- 3Y win
- +66%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
Aditya Birla Sun Life Transportation and Logistics Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +8.5%
- 3Y
- n/a
- Vol
- 18.1%
- Max DD
- -28.2%
- Sharpe
- 0.78
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns