MonitorPlan n/a · Option n/aWatch before adding
Sundaram Long Term Tax Advantage Fund Series I (10 years)
- NAV
- 31.7125
- 26 Mar 2025
- 1Y
- +8.1%
- Trailing CAGR
- AUM
- ₹38.58 L
- 31 Mar 2025
- Volatility
- High
- 16.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 26 Mar 2025
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer SBI Long Term Advantage Fund - Series V if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
11.6 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -38.4%. Ask whether you can hold through a similar fall.
Vs category
Fail
39% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / lock-in
Watch
ELSS locks each installment for 3 years. Useful only if 80C is open on the old regime - otherwise locked equity.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 38%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
ELSS lock-in
Every installment locks for 3 years. Only useful if 80C is still open on the old regime - otherwise it is locked equity, not a tax cut.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+8.1%
- 3Y+13.6%
- 5Y+25.7%
- 10Yn/a
- SI+12.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.0%
- 3Y+13.2%
- 5Y+16.7%
- 10Y+14.2%
- Since inception
- +12.0%
- Calendar-day CAGR
- Excess 1Y
- +10.0%
- Category median, same plan and option
- 3Y win rate
- +39%
- Windows beating the median
- 3Y percentile
- 50
- Vs comparable share classes
- SIP 3Y XIRR
- +13.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -8.0%
- 1722 daily-ending windows
- Median rolling 3Y
- +14.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1231 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -38.4%
- Worst peak-to-trough
- Current
- -8.3%
- Below last peak
- Current spell
- 180 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 17 days
- 107 recovered episodes
- Longest recovery
- 444 days
- Trough to prior peak
24 Jan 2020 – 10 Nov 2020
Trough 23 Mar 2020 · recovered in 232 days
-38.4%
23 Jul 2015 – 31 Aug 2016
Trough 25 Feb 2016 · recovered in 188 days
-28.6%
28 Aug 2018 – 13 Jan 2020
Trough 26 Oct 2018 · recovered in 444 days
-14.5%
17 Jan 2022 – 16 Aug 2022
Trough 20 Jun 2022 · recovered in 57 days
-14.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
50
Vs category
100
Consistency
47
Risk-adjusted
46
Drawdown
4
Mean
49
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
No supporting reads in the current evidence set.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
SBI Long Term Advantage Fund - Series V
SBI Mutual Fund
- 1Y
- -4.9%
- 3Y
- +19.1%
- Vol
- 16.2%
- Max DD
- -35.8%
- Sharpe
- 0.55
- 3Y win
- +41%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANK OF INDIA MID CAP TAX FUND SERIES 1
Bank of India Mutual Fund
- 1Y
- +2.7%
- 3Y
- +14.3%
- Vol
- 17.3%
- Max DD
- -35.9%
- Sharpe
- 0.48
- 3Y win
- +51%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
ICICI Prudential R.I.G.H.T (Rewards of Investing & Generation of Healthy Tax-Savings) Fund
ICICI Prudential Mutual Fund
- 1Y
- -7.0%
- 3Y
- +6.4%
- Vol
- 13.4%
- Max DD
- -23.3%
- Sharpe
- 0.67
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
SBI Long Term Advantage Fund - Series IV
SBI Mutual Fund
- 1Y
- -11.1%
- 3Y
- +6.1%
- Vol
- 15.1%
- Max DD
- -34.4%
- Sharpe
- 0.75
- 3Y win
- +64%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
SBI Long Term Advantage Fund - Series VI
SBI Mutual Fund
- 1Y
- -7.2%
- 3Y
- +8.6%
- Vol
- 16.3%
- Max DD
- -36.1%
- Sharpe
- 0.54
- 3Y win
- +53%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns