ReviewDirect · Growth
Tata Banking & Financial Services Fund
Tata Mutual FundEquity Scheme - Sectoral/ Thematic10.7 years
- NAV
- 51.051
- 15 Sept 2026
- 1Y
- +3.0%
- Trailing CAGR
- AUM
- ₹3,180.97 Cr
- 31 Jul 2026
- Volatility
- High
- 19.0% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.0%
- 3Y+10.7%
- 5Y+11.9%
- 10Y+14.5%
- SI+16.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.8%
- 3Y+7.7%
- 5Y+12.4%
- 10Y+14.0%
- Since inception
- +16.4%
- Calendar-day CAGR
- Excess 1Y
- -3.3%
- Category median, same plan and option
- 3Y win rate
- +48%
- Windows beating the median
- 3Y percentile
- 40
- Vs comparable share classes
- Worst rolling 3Y
- -2.2%
- 1901 daily-ending windows
- Median rolling 3Y
- +16.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1410 daily-ending windows
- SIP 3Y XIRR
- +7.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 132 recovered episodes
- Longest recovery
- 268 days
- Trough to prior peak
- Current spell
- 209 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
16 Jan 2020 – 16 Dec 2020
Trough 23 Mar 2020 · recovered in 268 days
-41.6%
26 Oct 2021 – 11 Nov 2022
Trough 20 Jun 2022 · recovered in 144 days
-23.1%
9 Aug 2018 – 5 Apr 2019
Trough 8 Oct 2018 · recovered in 179 days
-19.8%
18 Feb 2026 – open
Trough 31 Mar 2026 · not recovered
-16.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
40
Vs category
29
Consistency
52
Risk-adjusted
57
Drawdown
0
Mean
36
Portfolio
31 Jul 2026 · 36 holdings · top 10 are 63.3%.
- Top 5
- 43.4%
- Top 10
- 63.3%
- Largest holding
- 10.8%
- Effective holdings
- 18.5
ICICI Bank Ltd
Financial
10.8%
HDFC Bank Ltd
Financial
10.0%
State Bank of India
Financial
9.2%
Axis Bank Ltd
Financial
8.4%
Kotak Mahindra Bank Ltd
Financial
5.0%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 57% of rolling 1-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Aditya Birla Sun Life Transportation and Logistics Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +13.3%
- 3Y
- n/a
- Vol
- 18.1%
- Max DD
- -28.2%
- Sharpe
- 0.91
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Edelweiss Recently Listed IPO Fund
Edelweiss Mutual Fund
- 1Y
- +18.0%
- 3Y
- +17.3%
- Vol
- 18.7%
- Max DD
- -32.3%
- Sharpe
- 0.62
- 3Y win
- +48%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Motilal Oswal Active Momentum Fund
Motilal Oswal Mutual Fund
- 1Y
- +25.5%
- 3Y
- n/a
- Vol
- 17.1%
- Max DD
- -16.6%
- Sharpe
- 1.25
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Nippon India Innovation Fund
Nippon India Mutual Fund
- 1Y
- +0.2%
- 3Y
- +13.9%
- Vol
- 14.1%
- Max DD
- -21.5%
- Sharpe
- 0.68
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns