ReviewDirect · GrowthPrefer peers first
Tata Childrens Fund
Tata Mutual FundSolution Oriented Scheme - Children’s Fund13.8 years
- NAV
- 58.4637
- 28 Oct 2026
- 1Y
- -15.0%
- Trailing CAGR
- AUM
- ₹13.38 Cr
- 30 Jun 2026
- Volatility
- Medium
- 12.8% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 28 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Three-year return sits below the 25th percentile of comparable share classes.
Prefer peers if · Prefer HDFC Children's Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Watch
1.84% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -33.8%. Ask whether you can hold through a similar fall.
Vs category
Watch
47% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-15.0%
- 3Y+3.6%
- 5Y+5.0%
- 10Y+9.5%
- SI+10.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-14.3%
- 3Y-5.6%
- 5Y+2.4%
- 10Y+8.9%
- Since inception
- +10.4%
- Calendar-day CAGR
- Excess 1Y
- -11.4%
- Category median, same plan and option
- 3Y win rate
- +47%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- -5.6%
- Simulated monthly SIP
- Worst rolling 3Y
- -7.9%
- 2649 daily-ending windows
- Median rolling 3Y
- +13.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +99%
- 2159 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -33.8%
- Worst peak-to-trough
- Current
- -19.8%
- Below last peak
- Current spell
- 765 days
- Days below latest peak
- Time below peak
- +86%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 165 recovered episodes
- Longest recovery
- 198 days
- Trough to prior peak
28 Aug 2018 – 7 Oct 2020
Trough 23 Mar 2020 · recovered in 198 days
-33.8%
23 Sept 2024 – open
Trough 31 Mar 2026 · not recovered
-22.0%
18 Oct 2021 – 30 Nov 2022
Trough 17 Jun 2022 · recovered in 166 days
-18.3%
20 Oct 2015 – 7 Jun 2016
Trough 25 Feb 2016 · recovered in 103 days
-9.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
0
Consistency
44
Risk-adjusted
45
Drawdown
15
Mean
21
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
18 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HDFC Children's Fund
HDFC Mutual Fund
- 1Y
- -6.1%
- 3Y
- +8.0%
- Vol
- 10.8%
- Max DD
- -28.9%
- Sharpe
- 0.75
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
SBI Children's Fund - Investment Plan
SBI Mutual Fund
- 1Y
- +6.5%
- 3Y
- +20.3%
- Vol
- 12.7%
- Max DD
- -15.7%
- Sharpe
- 1.76
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
SBI CHILDREN'S FUND - SAVINGS PLAN
SBI Mutual Fund
- 1Y
- +6.9%
- 3Y
- +10.6%
- Vol
- 5.5%
- Max DD
- -14.4%
- Sharpe
- 1.07
- 3Y win
- +55%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Children's Fund
ICICI Prudential Mutual Fund
- 1Y
- -7.6%
- 3Y
- +11.6%
- Vol
- 12.7%
- Max DD
- -31.1%
- Sharpe
- 0.56
- 3Y win
- +71%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
UTI Children's Hybrid Fund
UTI Mutual Fund
- 1Y
- -4.0%
- 3Y
- +6.0%
- Vol
- 7.3%
- Max DD
- -18.7%
- Sharpe
- 0.24
- 3Y win
- +2%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns