MonitorDirect · GrowthWatch before adding
TATA MULTICAP FUND
Tata Mutual FundEquity Scheme - Multi Cap Fund3.7 years
The scheme seeks to generate long-term capital appreciation from a portfolio of equity and equity related securities across market capitalization.
- NAV
- 15.3242
- 29 Oct 2026
- 1Y
- -0.7%
- Trailing CAGR
- AUM
- ₹3,409.1 Cr
- 30 Sept 2026
- Volatility
- Medium
- 14.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return sits below the 25th percentile of comparable share classes.
Prefer peers if · Prefer LIC MF Multi Cap Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
3.7 years - usable, still building a track record.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.82% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -22.4%. Ask whether you can hold through a similar fall.
Vs category
Fail
0% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Hasmukh Vishariya · 1.7 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 29.8% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 22%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.7%
- 3Y+9.6%
- 5Yn/a
- 10Yn/a
- SI+11.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.0%
- 3Y+4.2%
- 5Yn/a
- 10Yn/a
- Since inception
- +11.6%
- Calendar-day CAGR
- Excess 1Y
- -1.0%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 18
- Vs comparable share classes
- SIP 3Y XIRR
- +4.2%
- Simulated monthly SIP
- Worst rolling 3Y
- +8.4%
- 179 daily-ending windows
- Median rolling 3Y
- +13.2%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -22.4%
- Worst peak-to-trough
- Current
- -7.9%
- Below last peak
- Current spell
- 83 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 17 days
- 43 recovered episodes
- Longest recovery
- 474 days
- Trough to prior peak
27 Sept 2024 – 17 Jun 2026
Trough 28 Feb 2025 · recovered in 474 days
-22.4%
7 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-10.2%
3 Jun 2024 – 10 Jun 2024
Trough 4 Jun 2024 · recovered in 6 days
-7.6%
10 Feb 2023 – 2 May 2023
Trough 28 Mar 2023 · recovered in 35 days
-5.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
18
Vs category
44
Consistency
14
Risk-adjusted
47
Drawdown
44
Mean
34
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 81 holdings · top 10 are 29.8%.
- Top 5
- 19.4%
- Top 10
- 29.8%
- Largest holding
- 7.2%
- Effective holdings
- 51.5
HDFC Bank Ltd
Financial
7.2%
Cash/Net Current Assets
Unspecified
3.9%
Adani Ports and Special Economic Zone Ltd
Industrials
3.7%
Reliance Industries Ltd
Energy & Utilities
2.4%
NTPC Ltd
Energy & Utilities
2.2%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
LIC MF Multi Cap Fund
LIC Mutual Fund
- 1Y
- +1.2%
- 3Y
- +17.1%
- Vol
- 14.2%
- Max DD
- -19.3%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Aditya Birla Sun Life Multi-Cap Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +0.9%
- 3Y
- +14.0%
- Vol
- 14.0%
- Max DD
- -20.0%
- Sharpe
- 0.67
- 3Y win
- +16%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
BANDHAN MULTI CAP FUND
Bandhan Mutual Fund
- 1Y
- -5.0%
- 3Y
- +12.0%
- Vol
- 13.3%
- Max DD
- -18.3%
- Sharpe
- 0.51
- 3Y win
- +57%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
SBI MultiCap Fund
SBI Mutual Fund
- 1Y
- -6.7%
- 3Y
- +12.0%
- Vol
- 12.2%
- Max DD
- -15.1%
- Sharpe
- 0.49
- 3Y win
- +5%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Union Multicap Fund
Union Mutual Fund
- 1Y
- +2.9%
- 3Y
- +14.5%
- Vol
- 14.0%
- Max DD
- -19.8%
- Sharpe
- 0.77
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER