MonitorDirect · Growth

TRUSTMF Liquid Fund

Trust Mutual Fund Debt Scheme - Liquid Fund5.4 years

The scheme seeks to provide reasonable returns at a high level of safety and liquidity through investments in high quality debt and money market instruments.

NAV: 1,375.9063; 16 Sept 2026
1Y: +6.5%; Trailing CAGR
AUM: ₹1,202.73 Cr; 31 Aug 2026
Volatility: Low; 0.1% annualized

Sept 2024 – Sept 2026

All funds

MonitorDirect · Growth

TRUSTMF Liquid Fund

Trust Mutual Fund Debt Scheme - Liquid Fund5.4 years

The scheme seeks to provide reasonable returns at a high level of safety and liquidity through investments in high quality debt and money market instruments.

NAV: 1,375.9063; 16 Sept 2026
1Y: +6.5%; Trailing CAGR
AUM: ₹1,202.73 Cr; 31 Aug 2026
Volatility: Low; 0.1% annualized

NAV path pending

NAV

16 Sept 2026 · +6.4% over 1Y

1,375.9063

Sept 20251,292.5712 – 1,375.9063Sept 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+6.5%
3Y+6.9%
5Y+6.3%
10Yn/a
SI+6.1%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+6.6%
3Y+6.7%
5Y+6.7%
10Yn/a

Since inception: +6.1%; Calendar-day CAGR
Excess 1Y: -0.1%; Category median, same plan and option
3Y win rate: 0%; Windows beating the median
3Y percentile: 21; Vs comparable share classes
Worst rolling 3Y: +5.6%; 871 daily-ending windows
Median rolling 3Y: +6.9%; Calendar-day CAGR
Positive rolling 5Y: +100%; 141 daily-ending windows
SIP 3Y XIRR: +6.7%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

16 Sept 2026

0.0%

Apr 2021-0.0% – 0.0%Sept 2026

Average recovery: 1 days; 7 recovered episodes
Longest recovery: 2 days; Trough to prior peak
Current spell: 0 days; Days below latest peak
Time below peak: +1%; NAV observations

3 May 2022 – 6 May 2022
Trough 4 May 2022 · recovered in 2 days
-0.0%
5 Jul 2026 – 8 Jul 2026
Trough 7 Jul 2026 · recovered in 1 days
-0.0%
27 Mar 2023 – 29 Mar 2023
Trough 28 Mar 2023 · recovered in 1 days
-0.0%
7 Apr 2022 – 10 Apr 2022
Trough 8 Apr 2022 · recovered in 2 days
-0.0%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
21
Vs category
50
Consistency
11
Risk-adjusted
0
Drawdown
100
Mean
36

Portfolio

31 Aug 2026 · 36 holdings · top 10 are 50.0%.

Top 5: 28.1%
Top 10: 50.0%
Largest holding: 7.9%
Effective holdings: 26.6

GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100
Financial
7.9%
CANARA BANK CD 15SEP26
Financial
6.2%
HDFC BANK LIMITED CD 11SEP26
Financial
4.2%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 11SEP26
Financial
4.2%
KOTAK SECURITIES LTD 91D CP 24SEP26
Financial
4.1%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 16 Sept 2026

Monitor

Engine status

Monitor

Recent evidence

Why this status

Three-year return sits below the 25th percentile of comparable share classes.
Risk-adjusted return (Sharpe) is negative over the available daily history.

Supporting reads

Peak-to-trough drawdown has stayed shallower than 15%.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+6.5%
3Y+6.9%
5Y+6.3%
10Yn/a
SI+6.1%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+6.6%
3Y+6.7%
5Y+6.7%
10Yn/a

Since inception: +6.1%; Calendar-day CAGR
Excess 1Y: -0.1%; Category median, same plan and option
3Y win rate: 0%; Windows beating the median
3Y percentile: 21; Vs comparable share classes
Worst rolling 3Y: +5.6%; 871 daily-ending windows
Median rolling 3Y: +6.9%; Calendar-day CAGR
Positive rolling 5Y: +100%; 141 daily-ending windows
SIP 3Y XIRR: +6.7%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

Path not in current snapshots

n/a

Average recovery: 1 days; 7 recovered episodes
Longest recovery: 2 days; Trough to prior peak
Current spell: 0 days; Days below latest peak
Time below peak: +1%; NAV observations

3 May 2022 – 6 May 2022
Trough 4 May 2022 · recovered in 2 days
-0.0%
5 Jul 2026 – 8 Jul 2026
Trough 7 Jul 2026 · recovered in 1 days
-0.0%
27 Mar 2023 – 29 Mar 2023
Trough 28 Mar 2023 · recovered in 1 days
-0.0%
7 Apr 2022 – 10 Apr 2022
Trough 8 Apr 2022 · recovered in 2 days
-0.0%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
21
Vs category
50
Consistency
11
Risk-adjusted
0
Drawdown
100
Mean
36

Portfolio

31 Aug 2026 · 36 holdings · top 10 are 50.0%.

Top 5: 28.1%
Top 10: 50.0%
Largest holding: 7.9%
Effective holdings: 26.6

GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100
Financial
7.9%
CANARA BANK CD 15SEP26
Financial
6.2%
HDFC BANK LIMITED CD 11SEP26
Financial
4.2%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 11SEP26
Financial
4.2%
KOTAK SECURITIES LTD 91D CP 24SEP26
Financial
4.1%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 16 Sept 2026

Monitor

Engine status

Monitor

Recent evidence

Why this status

Three-year return sits below the 25th percentile of comparable share classes.
Risk-adjusted return (Sharpe) is negative over the available daily history.

Supporting reads

Peak-to-trough drawdown has stayed shallower than 15%.

Worth investigating

Same-category peers with enough history to inspect beside this fund.

NAV

16 Sept 2026 · +6.4% over 1Y

1,375.9063

Sept 20251,292.5712 – 1,375.9063Sept 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+6.5%
3Y+6.9%
5Y+6.3%
10Yn/a
SI+6.1%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+6.6%
3Y+6.7%
5Y+6.7%
10Yn/a

Since inception: +6.1%; Calendar-day CAGR
Excess 1Y: -0.1%; Category median, same plan and option
3Y win rate: 0%; Windows beating the median
3Y percentile: 21; Vs comparable share classes
Worst rolling 3Y: +5.6%; 871 daily-ending windows
Median rolling 3Y: +6.9%; Calendar-day CAGR
Positive rolling 5Y: +100%; 141 daily-ending windows
SIP 3Y XIRR: +6.7%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

16 Sept 2026

0.0%

Apr 2021-0.0% – 0.0%Sept 2026

Average recovery: 1 days; 7 recovered episodes
Longest recovery: 2 days; Trough to prior peak
Current spell: 0 days; Days below latest peak
Time below peak: +1%; NAV observations

3 May 2022 – 6 May 2022
Trough 4 May 2022 · recovered in 2 days
-0.0%
5 Jul 2026 – 8 Jul 2026
Trough 7 Jul 2026 · recovered in 1 days
-0.0%
27 Mar 2023 – 29 Mar 2023
Trough 28 Mar 2023 · recovered in 1 days
-0.0%
7 Apr 2022 – 10 Apr 2022
Trough 8 Apr 2022 · recovered in 2 days
-0.0%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
21
Vs category
50
Consistency
11
Risk-adjusted
0
Drawdown
100
Mean
36

Portfolio

31 Aug 2026 · 36 holdings · top 10 are 50.0%.

Top 5: 28.1%
Top 10: 50.0%
Largest holding: 7.9%
Effective holdings: 26.6

GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100
Financial
7.9%
CANARA BANK CD 15SEP26
Financial
6.2%
HDFC BANK LIMITED CD 11SEP26
Financial
4.2%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 11SEP26
Financial
4.2%
KOTAK SECURITIES LTD 91D CP 24SEP26
Financial
4.1%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 16 Sept 2026

Monitor

Engine status

Monitor

Recent evidence

Why this status

Three-year return sits below the 25th percentile of comparable share classes.
Risk-adjusted return (Sharpe) is negative over the available daily history.

Supporting reads

Peak-to-trough drawdown has stayed shallower than 15%.

TRUSTMF Liquid Fund

Returns

Drawdown

Dimensions

Portfolio

Decision

Worth investigating

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Drawdown

Dimensions

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Returns

Drawdown

Dimensions

Portfolio

Decision

Worth investigating

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TRUSTMF Liquid Fund

Returns

Drawdown

Dimensions

Portfolio

Decision