MonitorDirect · Growth
Union Equity Savings Fund
- NAV
- 18.04
- 15 Sept 2026
- 1Y
- +2.7%
- Trailing CAGR
- AUM
- ₹114.8 Cr
- 31 Aug 2026
- Volatility
- Low
- 5.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.7%
- 3Y+6.4%
- 5Y+6.0%
- 10Yn/a
- SI+7.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.4%
- 3Y+4.5%
- 5Y+6.2%
- 10Yn/a
- Since inception
- +7.5%
- Calendar-day CAGR
- Excess 1Y
- -1.3%
- Category median, same plan and option
- 3Y win rate
- +1%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +6.4%
- 1252 daily-ending windows
- Median rolling 3Y
- +8.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 758 daily-ending windows
- SIP 3Y XIRR
- +4.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 148 recovered episodes
- Longest recovery
- 112 days
- Trough to prior peak
- Current spell
- 21 days
- Days below latest peak
- Time below peak
- +77%
- NAV observations
19 Feb 2020 – 13 Jul 2020
Trough 23 Mar 2020 · recovered in 112 days
-14.4%
17 Jan 2022 – 17 Aug 2022
Trough 17 Jun 2022 · recovered in 61 days
-5.8%
18 Feb 2026 – 18 Jun 2026
Trough 30 Mar 2026 · recovered in 80 days
-4.5%
16 Dec 2024 – 22 Apr 2025
Trough 28 Feb 2025 · recovered in 53 days
-4.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
42
Consistency
10
Risk-adjusted
45
Drawdown
64
Mean
32
Portfolio
31 Aug 2026 · 81 holdings · top 10 are 72.1%.
- Top 5
- 53.9%
- Top 10
- 72.1%
- Largest holding
- 28.4%
- Effective holdings
- 8.7
Cash Margin
Unspecified
28.4%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LAC
Financial
8.6%
Repo
Unspecified
8.6%
HDFC Bank Ltd
Financial
4.8%
GOVERNMENT OF INDIA 37830 091 DAYS TBILL 12NV26 FV RS 100
Financial
4.3%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)
Sundaram Mutual Fund
- 1Y
- +2.3%
- 3Y
- +9.0%
- Vol
- 5.7%
- Max DD
- -6.2%
- Sharpe
- 0.71
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Edelweiss Equity Savings Fund
Edelweiss Mutual Fund
- 1Y
- +7.5%
- 3Y
- +11.1%
- Vol
- 4.8%
- Max DD
- -9.5%
- Sharpe
- 1.06
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Tata Equity Savings Fund
Tata Mutual Fund
- 1Y
- +7.5%
- 3Y
- +10.6%
- Vol
- 4.9%
- Max DD
- -13.9%
- Sharpe
- 0.67
- 3Y win
- +16%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Bajaj Finserv Equity Savings Fund
Bajaj Finserv Mutual Fund
- 1Y
- +4.8%
- 3Y
- n/a
- Vol
- 2.3%
- Max DD
- -1.3%
- Sharpe
- -0.22
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
DSP Equity Savings Fund
DSP Mutual Fund
- 1Y
- +1.6%
- 3Y
- +7.9%
- Vol
- 5.7%
- Max DD
- -18.9%
- Sharpe
- 0.66
- 3Y win
- +73%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown