MonitorDirect · Growth
Union Value Fund
Union Mutual FundEquity Scheme - Value Fund7.8 years
The scheme seeks to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).
- NAV
- 29.87
- 15 Sept 2026
- 1Y
- -0.9%
- Trailing CAGR
- AUM
- ₹398.93 Cr
- 31 Aug 2026
- Volatility
- High
- 17.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.9%
- 3Y+10.8%
- 5Y+12.0%
- 10Yn/a
- SI+15.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.3%
- 3Y+4.5%
- 5Y+11.0%
- 10Yn/a
- Since inception
- +15.0%
- Calendar-day CAGR
- Excess 1Y
- -0.7%
- Category median, same plan and option
- 3Y win rate
- +25%
- Windows beating the median
- 3Y percentile
- 38
- Vs comparable share classes
- Worst rolling 3Y
- +10.8%
- 1174 daily-ending windows
- Median rolling 3Y
- +19.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 681 daily-ending windows
- SIP 3Y XIRR
- +4.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 93 recovered episodes
- Longest recovery
- 227 days
- Trough to prior peak
- Current spell
- 43 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
17 Jan 2020 – 5 Nov 2020
Trough 23 Mar 2020 · recovered in 227 days
-37.7%
23 Sept 2024 – 10 Jul 2025
Trough 3 Mar 2025 · recovered in 129 days
-17.9%
18 Oct 2021 – 1 Nov 2022
Trough 20 Jun 2022 · recovered in 134 days
-17.9%
2 Jan 2026 – 3 Aug 2026
Trough 31 Mar 2026 · recovered in 125 days
-12.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
39
Vs category
45
Consistency
39
Risk-adjusted
56
Drawdown
6
Mean
37
Portfolio
31 Aug 2026 · 67 holdings · top 10 are 35.4%.
- Top 5
- 21.1%
- Top 10
- 35.4%
- Largest holding
- 6.7%
- Effective holdings
- 44.8
ICICI Bank Ltd
Financial
6.7%
HDFC Bank Ltd
Financial
3.9%
Reliance Industries Ltd
Energy & Utilities
3.8%
Repo
Unspecified
3.6%
State Bank of India
Financial
3.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
DSP Value Fund
DSP Mutual Fund
- 1Y
- +5.0%
- 3Y
- +15.1%
- Vol
- 10.7%
- Max DD
- -16.5%
- Sharpe
- 1.09
- 3Y win
- +37%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Value Fund (erstwhile Value Discovery Fund)
ICICI Prudential Mutual Fund
- 1Y
- -5.0%
- 3Y
- +11.2%
- Vol
- 14.2%
- Max DD
- -36.7%
- Sharpe
- 0.82
- 3Y win
- +72%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ITI Value Fund
ITI Mutual Fund
- 1Y
- +6.1%
- 3Y
- +13.1%
- Vol
- 15.8%
- Max DD
- -22.7%
- Sharpe
- 0.54
- 3Y win
- +72%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
LIC MF Value Fund
LIC Mutual Fund
- 1Y
- +21.1%
- 3Y
- +16.8%
- Vol
- 16.9%
- Max DD
- -25.2%
- Sharpe
- 0.77
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC Value Fund
HDFC Mutual Fund
- 1Y
- +4.9%
- 3Y
- +14.7%
- Vol
- 15.8%
- Max DD
- -43.9%
- Sharpe
- 0.69
- 3Y win
- +47%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown