MonitorRegular · Option n/aWatch before adding
UTI
UTI Mutual FundHybrid Scheme - Conservative Hybrid Fund6.7 years
- NAV
- 4.08
- 27 Jan 2022
- 1Y
- +339.4%
- Trailing CAGR
- AUM
- ₹46.18 Cr
- 31 Aug 2026
- Volatility
- n/a
- History still thin
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 27 Jan 2022
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · AUM fell by 30% or more versus the prior observation.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Prefer peers if · Prefer BANDHAN CONSERVATIVE HYBRID FUND if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
6.7 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -24.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Plan class
Watch
Regular plan - switch the buy to Direct Growth of the same scheme when you can.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 24%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
Regular plan drag
Regular TER compounds against you on long SIPs. Prefer the Direct Growth class of the same scheme when you buy.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+339.4%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+93.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+863.3%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +93.5%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -24.1%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +51%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 365 days
- 1 recovered episodes
- Longest recovery
- 365 days
- Trough to prior peak
25 Jan 2021 – 27 Jan 2022
Trough 27 Jan 2021 · recovered in 365 days
-24.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
n/a
Consistency
n/a
Risk-adjusted
n/a
Drawdown
40
Mean
n/a
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- AUM fell by 30% or more versus the prior observation.
Supporting reads
No supporting reads in the current evidence set.
Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Portfolio
31 Aug 2026 · 2 holdings · top 10 are 100.0%.
- Top 5
- 100.0%
- Top 10
- 100.0%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Debt
90.4%
Cash
9.6%
Sectors
Technology
90.4%
Unspecified
9.6%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BANDHAN CONSERVATIVE HYBRID FUND
Bandhan Mutual Fund
- 1Y
- +1.6%
- 3Y
- +7.1%
- Vol
- 4.6%
- Max DD
- -11.4%
- Sharpe
- 0.45
- 3Y win
- +28%
- Shallower drawdown
Caveat: Lower trailing returns
Franklin India Conservative Hybrid Fund
Franklin Templeton Mutual Fund
- 1Y
- +0.1%
- 3Y
- +7.6%
- Vol
- 4.2%
- Max DD
- -11.9%
- Sharpe
- 0.62
- 3Y win
- +53%
- Shallower drawdown
Caveat: Lower trailing returns
LIC MF Conservative Hybrid Fund
LIC Mutual Fund
- 1Y
- +0.9%
- 3Y
- +6.2%
- Vol
- 3.5%
- Max DD
- -7.9%
- Sharpe
- 0.40
- 3Y win
- +28%
- Shallower drawdown
Caveat: Lower trailing returns
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)
Nippon India Mutual Fund
- 1Y
- +4.8%
- 3Y
- +8.4%
- Vol
- 4.4%
- Max DD
- -18.9%
- Sharpe
- 0.38
- 3Y win
- +53%
- Shallower drawdown
Caveat: Lower trailing returns
Parag Parikh Conservative Hybrid Fund
PPFAS Mutual Fund
- 1Y
- +1.8%
- 3Y
- +8.7%
- Vol
- 3.0%
- Max DD
- -2.7%
- Sharpe
- 0.99
- 3Y win
- +100%
- Shallower drawdown
Caveat: Lower trailing returns