ReviewDirect · Growth
UTI Balanced Advantage Fund
UTI Mutual FundHybrid Schemes - Balanced Advantage Fund/ Dynamic Asset Allocation3.1 years
- NAV
- 12.8055
- 15 Sept 2026
- 1Y
- -2.1%
- Trailing CAGR
- AUM
- ₹3,022.5 Cr
- 31 Aug 2026
- Volatility
- Low
- 7.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.1%
- 3Y+7.6%
- 5Yn/a
- 10Yn/a
- SI+8.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.9%
- 3Y+3.5%
- 5Yn/a
- 10Yn/a
- Since inception
- +8.5%
- Calendar-day CAGR
- Excess 1Y
- -4.7%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 9
- Vs comparable share classes
- Worst rolling 3Y
- +7.6%
- 21 daily-ending windows
- Median rolling 3Y
- +9.6%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +3.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 51 recovered episodes
- Longest recovery
- 69 days
- Trough to prior peak
- Current spell
- 256 days
- Days below latest peak
- Time below peak
- +82%
- NAV observations
2 Jan 2026 – open
Trough 30 Mar 2026 · not recovered
-10.5%
26 Sept 2024 – 12 May 2025
Trough 4 Mar 2025 · recovered in 69 days
-6.8%
15 Sept 2023 – 17 Nov 2023
Trough 26 Oct 2023 · recovered in 22 days
-3.3%
3 Jun 2024 – 7 Jun 2024
Trough 4 Jun 2024 · recovered in 3 days
-2.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
9
Vs category
21
Consistency
25
Risk-adjusted
47
Drawdown
74
Mean
35
Portfolio
31 Aug 2026 · 89 holdings · top 10 are 40.2%.
- Top 5
- 25.1%
- Top 10
- 40.2%
- Largest holding
- 6.9%
- Effective holdings
- 38.9
ICICI Bank Ltd
Financial
6.9%
HDFC Bank Ltd
Financial
6.8%
Reliance Industries Ltd
Energy & Utilities
4.4%
UTI Floating Interest Rates Fund Direct-Growth
Unspecified
3.5%
GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100
Entities
3.5%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
HSBC Balanced Advantage Fund
HSBC Mutual Fund
- 1Y
- +1.4%
- 3Y
- +9.1%
- Vol
- 6.6%
- Max DD
- -8.7%
- Sharpe
- 0.76
- 3Y win
- +1%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Mirae Asset Balanced Advantage Fund
Mirae Asset Mutual Fund
- 1Y
- +3.6%
- 3Y
- +9.6%
- Vol
- 7.0%
- Max DD
- -7.5%
- Sharpe
- 0.79
- 3Y win
- +69%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Mahindra Manulife Balanced Advantage Fund
Mahindra Manulife Mutual Fund
- 1Y
- +2.9%
- 3Y
- +10.4%
- Vol
- 9.5%
- Max DD
- -9.8%
- Sharpe
- 0.55
- 3Y win
- +92%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
WhiteOak Capital Balanced Advantage Fund
WhiteOak Capital Mutual Fund
- 1Y
- +4.2%
- 3Y
- +11.7%
- Vol
- 7.8%
- Max DD
- -9.6%
- Sharpe
- 1.02
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Axis Balanced Advantage Fund
Axis Mutual Fund
- 1Y
- +2.5%
- 3Y
- +11.2%
- Vol
- 8.2%
- Max DD
- -17.2%
- Sharpe
- 0.58
- 3Y win
- +46%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown