MonitorDirect · GrowthWatch before adding
UTI Children's Equity Fund
UTI Mutual FundSolution Oriented Scheme - Children’s Fund13.8 years
- NAV
- 86.5668
- 30 Oct 2026
- 1Y
- -10.1%
- Trailing CAGR
- AUM
- ₹1,063.07 Cr
- 30 Sept 2026
- Volatility
- Medium
- 15.2% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 71% of rolling 3-year windows.
Prefer peers if · Prefer HDFC Children's Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.38% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -35.2%. Ask whether you can hold through a similar fall.
Vs category
Pass
71% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 44.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-10.1%
- 3Y+7.4%
- 5Y+5.8%
- 10Y+11.2%
- SI+12.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-8.1%
- 3Y-1.1%
- 5Y+5.0%
- 10Y+10.2%
- Since inception
- +12.0%
- Calendar-day CAGR
- Excess 1Y
- -6.6%
- Category median, same plan and option
- 3Y win rate
- +71%
- Windows beating the median
- 3Y percentile
- 25
- Vs comparable share classes
- SIP 3Y XIRR
- -1.1%
- Simulated monthly SIP
- Worst rolling 3Y
- -5.1%
- 2654 daily-ending windows
- Median rolling 3Y
- +14.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2161 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -35.2%
- Worst peak-to-trough
- Current
- -13.9%
- Below last peak
- Current spell
- 764 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 147 recovered episodes
- Longest recovery
- 446 days
- Trough to prior peak
12 Feb 2020 – 6 Nov 2020
Trough 23 Mar 2020 · recovered in 228 days
-35.2%
17 Jan 2022 – 14 Jul 2023
Trough 17 Jun 2022 · recovered in 392 days
-21.3%
13 Apr 2015 – 28 Jul 2016
Trough 12 Feb 2016 · recovered in 167 days
-20.3%
26 Sept 2024 – open
Trough 28 Feb 2025 · not recovered
-18.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
25
Vs category
9
Consistency
60
Risk-adjusted
48
Drawdown
12
Mean
31
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 71% of rolling 3-year windows.
Portfolio
30 Sept 2026 · 72 holdings · top 10 are 44.6%.
- Top 5
- 28.2%
- Top 10
- 44.6%
- Largest holding
- 7.6%
- Effective holdings
- 34.1
HDFC Bank Ltd
Financial
7.6%
ICICI Bank Ltd
Financial
7.4%
Net Current Assets
Unspecified
4.8%
Bharti Airtel Ltd
Technology
4.4%
Bajaj Finance Ltd
Financial
4.0%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
30 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HDFC Children's Fund
HDFC Mutual Fund
- 1Y
- -6.1%
- 3Y
- +7.9%
- Vol
- 10.8%
- Max DD
- -28.9%
- Sharpe
- 0.75
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
SBI Children's Fund - Investment Plan
SBI Mutual Fund
- 1Y
- +7.1%
- 3Y
- +20.0%
- Vol
- 12.7%
- Max DD
- -15.7%
- Sharpe
- 1.75
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Baroda BNP Paribas Children's Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- -3.1%
- 3Y
- n/a
- Vol
- 13.2%
- Max DD
- -12.6%
- Sharpe
- -0.04
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
SBI CHILDREN'S FUND - SAVINGS PLAN
SBI Mutual Fund
- 1Y
- +6.9%
- 3Y
- +10.7%
- Vol
- 5.4%
- Max DD
- -14.4%
- Sharpe
- 1.06
- 3Y win
- +54%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Union Children's Fund
Union Mutual Fund
- 1Y
- -5.7%
- 3Y
- n/a
- Vol
- 14.7%
- Max DD
- -17.4%
- Sharpe
- 0.20
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns