MonitorPlan n/a · Option n/aWatch before adding
UTI - Focussed Equity Fund - Series IV (1104 Days)
- NAV
- 10.253
- 6 Oct 2020
- 1Y
- +12.3%
- Trailing CAGR
- AUM
- ₹356.83 Cr
- 31 Aug 2026
- Volatility
- High
- 19.6% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 6 Oct 2020
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Prefer peers if · Prefer HDFC Equity Opp Fund - II - 1126D May 2017 (1) if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
9.1 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -36.6%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 98.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+12.3%
- 3Y+0.7%
- 5Yn/a
- 10Yn/a
- SI+0.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+14.4%
- 3Y+4.7%
- 5Yn/a
- 10Yn/a
- Since inception
- +0.8%
- Calendar-day CAGR
- Excess 1Y
- +4.4%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 19
- Vs comparable share classes
- SIP 3Y XIRR
- +4.7%
- Simulated monthly SIP
- Worst rolling 3Y
- +0.7%
- 5 daily-ending windows
- Median rolling 3Y
- +0.8%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -36.6%
- Worst peak-to-trough
- Current
- -6.9%
- Below last peak
- Current spell
- 229 days
- Days below latest peak
- Time below peak
- +96%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 34 days
- 15 recovered episodes
- Longest recovery
- 469 days
- Trough to prior peak
20 Feb 2020 – open
Trough 23 Mar 2020 · not recovered
-36.6%
23 Jan 2018 – 7 Feb 2020
Trough 26 Oct 2018 · recovered in 469 days
-22.3%
6 Nov 2017 – 27 Nov 2017
Trough 15 Nov 2017 · recovered in 12 days
-2.2%
12 Feb 2020 – 20 Feb 2020
Trough 18 Feb 2020 · recovered in 2 days
-1.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
19
Vs category
78
Consistency
76
Risk-adjusted
17
Drawdown
9
Mean
40
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
Portfolio
31 Aug 2026 · 12 holdings · top 10 are 98.0%.
- Top 5
- 93.1%
- Top 10
- 98.0%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Cash
85.8%
Equity
14.2%
Sectors
Others
100.0%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HDFC Equity Opp Fund - II - 1126D May 2017 (1)
HDFC Mutual Fund
- 1Y
- +25.6%
- 3Y
- +12.6%
- Vol
- 17.4%
- Max DD
- -30.4%
- Sharpe
- 0.20
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Fund - Series 6
ICICI Prudential Mutual Fund
- 1Y
- -12.2%
- 3Y
- +1.9%
- Vol
- 14.7%
- Max DD
- -20.1%
- Sharpe
- -0.15
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Business Cycle Fund - Series 1
ICICI Prudential Mutual Fund
- 1Y
- -7.6%
- 3Y
- +10.8%
- Vol
- 13.2%
- Max DD
- -21.3%
- Sharpe
- 0.16
- 3Y win
- +74%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential India Recovery Fund - Series 1
ICICI Prudential Mutual Fund
- 1Y
- -21.4%
- 3Y
- +1.2%
- Vol
- 16.7%
- Max DD
- -31.6%
- Sharpe
- -0.28
- 3Y win
- +58%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Value Fund - Series 11
ICICI Prudential Mutual Fund
- 1Y
- +16.2%
- 3Y
- +9.4%
- Vol
- 13.9%
- Max DD
- -15.5%
- Sharpe
- 0.30
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns