ReviewDirect · Growth
UTI - India Consumer Fund
- NAV
- 60.9128
- 15 Sept 2026
- 1Y
- -4.6%
- Trailing CAGR
- AUM
- ₹733.44 Cr
- 31 Aug 2026
- Volatility
- Medium
- 14.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-4.6%
- 3Y+9.8%
- 5Y+8.8%
- 10Y+11.0%
- SI+11.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-0.3%
- 3Y+4.2%
- 5Y+8.7%
- 10Y+11.3%
- Since inception
- +11.4%
- Calendar-day CAGR
- Excess 1Y
- -9.8%
- Category median, same plan and option
- 3Y win rate
- +19%
- Windows beating the median
- 3Y percentile
- 23
- Vs comparable share classes
- Worst rolling 3Y
- -2.9%
- 2636 daily-ending windows
- Median rolling 3Y
- +12.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2143 daily-ending windows
- SIP 3Y XIRR
- +4.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 137 recovered episodes
- Longest recovery
- 242 days
- Trough to prior peak
- Current spell
- 715 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
27 Aug 2018 – 20 Nov 2020
Trough 23 Mar 2020 · recovered in 242 days
-29.7%
26 Sept 2024 – open
Trough 4 Mar 2025 · not recovered
-23.3%
3 Mar 2015 – 30 Aug 2016
Trough 11 Feb 2016 · recovered in 201 days
-21.0%
17 Nov 2021 – 13 Sept 2022
Trough 17 Jun 2022 · recovered in 88 days
-18.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
23
Vs category
0
Consistency
20
Risk-adjusted
48
Drawdown
26
Mean
24
Portfolio
31 Aug 2026 · 46 holdings · top 10 are 54.4%.
- Top 5
- 36.9%
- Top 10
- 54.4%
- Largest holding
- 9.3%
- Effective holdings
- 23.6
Zomato Ltd
Technology
9.3%
Mahindra & Mahindra Ltd
Consumer Discretionary
9.2%
Titan Company Ltd
Consumer Discretionary
7.6%
Maruti Suzuki India Ltd
Consumer Discretionary
5.5%
Bharti Airtel Ltd
Technology
5.3%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
360 ONE QUANT FUND
360 ONE Mutual Fund
- 1Y
- -5.1%
- 3Y
- +14.0%
- Vol
- 16.6%
- Max DD
- -22.4%
- Sharpe
- 0.65
- 3Y win
- +94%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
DSP Business Cycle Fund
DSP Mutual Fund
- 1Y
- 0.0%
- 3Y
- n/a
- Vol
- 13.8%
- Max DD
- -14.8%
- Sharpe
- -0.24
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Invesco India Business Cycle Fund
Invesco Mutual Fund
- 1Y
- +11.4%
- 3Y
- n/a
- Vol
- 17.6%
- Max DD
- -16.0%
- Sharpe
- 1.24
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Mahindra Manulife Business Cycle Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.4%
- 3Y
- +16.8%
- Vol
- 15.7%
- Max DD
- -21.4%
- Sharpe
- 0.77
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Mirae Asset Great Consumer Fund
Mirae Asset Mutual Fund
- 1Y
- -6.3%
- 3Y
- +10.0%
- Vol
- 14.5%
- Max DD
- -35.5%
- Sharpe
- 0.78
- 3Y win
- +70%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown