MonitorDirect · Growth
UTI Medium Term Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Medium Term Fund11.4 years
- NAV
- 20.7249
- 15 Sept 2026
- 1Y
- +5.2%
- Trailing CAGR
- AUM
- ₹36.35 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.2%
- 3Y+7.0%
- 5Y+6.6%
- 10Y+6.0%
- SI+6.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.1%
- 3Y+6.4%
- 5Y+6.6%
- 10Y+6.0%
- Since inception
- +6.6%
- Calendar-day CAGR
- Excess 1Y
- -1.2%
- Category median, same plan and option
- 3Y win rate
- +23%
- Windows beating the median
- 3Y percentile
- 9
- Vs comparable share classes
- Worst rolling 3Y
- +3.2%
- 2043 daily-ending windows
- Median rolling 3Y
- +6.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1561 daily-ending windows
- SIP 3Y XIRR
- +6.4%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 285 recovered episodes
- Longest recovery
- 286 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +56%
- NAV observations
14 Feb 2020 – 4 Jan 2021
Trough 24 Mar 2020 · recovered in 286 days
-5.3%
30 Mar 2022 – 2 Aug 2022
Trough 9 May 2022 · recovered in 85 days
-1.7%
3 Jun 2019 – 8 Jul 2019
Trough 10 Jun 2019 · recovered in 28 days
-1.5%
5 Jan 2021 – 22 Apr 2021
Trough 26 Feb 2021 · recovered in 55 days
-1.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
9
Vs category
42
Consistency
25
Risk-adjusted
58
Drawdown
87
Mean
44
Portfolio
31 Aug 2026 · 16 holdings · top 10 are 90.0%.
- Top 5
- 65.4%
- Top 10
- 90.0%
- Largest holding
- 19.2%
- Effective holdings
- 8.9
Net Current Assets
Unspecified
19.2%
GOI Sec 7.18 14/08/2033
Entities
18.3%
GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100
Entities
11.3%
STATE DEVELOPMENT LOAN 32803 UP 29MR33 7.79 FV RS 100
Unspecified
8.5%
BAJAJ FINANCE LIMITED NCD 7.38 28JU30 FVRS1LAC
Financial
8.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bandhan Medium Term Fund
Bandhan Mutual Fund
- 1Y
- +6.0%
- 3Y
- +7.5%
- Vol
- 2.0%
- Max DD
- -3.6%
- Sharpe
- 1.17
- 3Y win
- +29%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC Medium Term Fund
HDFC Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.8%
- Vol
- 1.7%
- Max DD
- -3.5%
- Sharpe
- 1.64
- 3Y win
- +64%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HSBC Medium Term Fund
HSBC Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.8%
- Vol
- 1.2%
- Max DD
- -0.6%
- Sharpe
- 2.12
- 3Y win
- +93%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Medium Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +7.4%
- 3Y
- +8.4%
- Vol
- 1.9%
- Max DD
- -5.1%
- Sharpe
- 1.68
- 3Y win
- +80%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Invesco India Medium Term Fund
Invesco Mutual Fund
- 1Y
- +4.9%
- 3Y
- +7.1%
- Vol
- 1.5%
- Max DD
- -2.3%
- Sharpe
- 0.60
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns