ReviewDirect · Growth
UTI - Mid Cap Fund
UTI Mutual FundEquity Scheme - Mid Cap Fund13.7 years
The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies.
- NAV
- 345.8396
- 15 Sept 2026
- 1Y
- +4.7%
- Trailing CAGR
- Upside capture
- +89%
- Vs NIFTY MIDCAP 150 TRI
- Downside capture
- +93%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.7%
- 3Y+11.3%
- 5Y+12.2%
- 10Y+14.1%
- SI+18.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+9.7%
- 3Y+8.4%
- 5Y+12.7%
- 10Y+15.9%
- Since inception
- +18.1%
- Calendar-day CAGR
- Excess 1Y
- -3.1%
- Category median, same plan and option
- 3Y win rate
- +32%
- Windows beating the median
- 3Y percentile
- 24
- Vs comparable share classes
- Worst rolling 3Y
- -8.2%
- 2636 daily-ending windows
- Median rolling 3Y
- +18.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2143 daily-ending windows
- SIP 3Y XIRR
- +8.4%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY MIDCAP 150 TRI. Capture ratios use common month-end observations through 15 Sept 2026.
- 1Y excess
- -2.2%
- Fund minus TRI
- 3Y excess
- -3.2%
- Fund minus TRI
- Upside capture
- +89%
- Benchmark-up months
- Downside capture
- +93%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 151 recovered episodes
- Longest recovery
- 529 days
- Trough to prior peak
- Current spell
- 11 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
15 Jan 2018 – 17 Nov 2020
Trough 23 Mar 2020 · recovered in 239 days
-40.7%
24 Sept 2024 – 11 Aug 2026
Trough 28 Feb 2025 · recovered in 529 days
-22.7%
7 Jan 2013 – 29 Nov 2013
Trough 28 Aug 2013 · recovered in 93 days
-20.5%
17 Jan 2022 – 12 Sept 2022
Trough 20 Jun 2022 · recovered in 84 days
-20.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
24
Vs category
31
Consistency
37
Risk-adjusted
65
Drawdown
0
Mean
31
Portfolio
31 Aug 2026 · 83 holdings · top 10 are 24.1%.
- Top 5
- 13.7%
- Top 10
- 24.1%
- Largest holding
- 3.3%
- Effective holdings
- 66.1
Coforge Ltd
Technology
3.3%
PB Fintech Ltd
Financial
3.1%
AU Small Finance Bank Ltd
Financial
2.8%
APL Apollo Tubes Ltd
Industrials
2.4%
Hero Motocorp Ltd
Consumer Discretionary
2.2%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ITI Mid Cap Fund
ITI Mutual Fund
- 1Y
- +9.1%
- 3Y
- +19.2%
- Vol
- 16.3%
- Max DD
- -22.7%
- Sharpe
- 0.81
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Axis Midcap Fund
Axis Mutual Fund
- 1Y
- +5.0%
- 3Y
- +15.5%
- Vol
- 14.9%
- Max DD
- -29.4%
- Sharpe
- 0.88
- 3Y win
- +41%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Baroda BNP Paribas Mid Cap Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +8.9%
- 3Y
- +16.1%
- Vol
- 14.4%
- Max DD
- -18.6%
- Sharpe
- 0.86
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
DSP Midcap Fund
DSP Mutual Fund
- 1Y
- +1.8%
- 3Y
- +13.1%
- Vol
- 16.1%
- Max DD
- -32.7%
- Sharpe
- 0.73
- 3Y win
- +50%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Mid Cap Fund
Franklin Templeton Mutual Fund
- 1Y
- +0.0%
- 3Y
- +14.6%
- Vol
- 15.3%
- Max DD
- -36.6%
- Sharpe
- 0.82
- 3Y win
- +58%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns