HealthyDirect · Growth
UTI Ultra Short Term Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Ultra Short Term Fund13.7 years
- NAV
- 4,918.0861
- 15 Sept 2026
- 1Y
- +6.7%
- Trailing CAGR
- AUM
- ₹3,444 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.7%
- 3Y+7.3%
- 5Y+7.2%
- 10Y+6.6%
- SI+7.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.9%
- 3Y+7.2%
- 5Y+7.1%
- 10Y+6.6%
- Since inception
- +7.4%
- Calendar-day CAGR
- Excess 1Y
- +0.1%
- Category median, same plan and option
- 3Y win rate
- +72%
- Windows beating the median
- 3Y percentile
- 67
- Vs comparable share classes
- Worst rolling 3Y
- +4.8%
- 2589 daily-ending windows
- Median rolling 3Y
- +6.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +7.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 115 recovered episodes
- Longest recovery
- 185 days
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +11%
- NAV observations
3 Jun 2019 – 9 Dec 2019
Trough 7 Jun 2019 · recovered in 185 days
-3.6%
11 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-0.6%
11 Feb 2020 – 4 Mar 2020
Trough 12 Feb 2020 · recovered in 21 days
-0.5%
2 May 2022 – 30 May 2022
Trough 6 May 2022 · recovered in 24 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
67
Vs category
50
Consistency
71
Risk-adjusted
100
Drawdown
91
Mean
76
Portfolio
31 Aug 2026 · 56 holdings · top 10 are 38.1%.
- Top 5
- 23.5%
- Top 10
- 38.1%
- Largest holding
- 5.9%
- Effective holdings
- 39.0
GOVERNMENT OF INDIA 36735 364 DAYS TBILL 26NV26 FV RS 100
Financial
5.9%
INDIAN BANK CD 22JAN27
Financial
5.1%
Net Current Assets
Unspecified
4.6%
Axis Bank Limited (26/02/2027) **
Financial
4.3%
EXPORT IMPORT BANK OF INDIA CD 29JAN27
Financial
3.6%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 72% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Ultra Short Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.5%
- Vol
- 0.6%
- Max DD
- -1.2%
- Sharpe
- 3.79
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Axis Ultra Short Term Fund
Axis Mutual Fund
- 1Y
- +6.9%
- 3Y
- +7.5%
- Vol
- 0.5%
- Max DD
- -0.8%
- Sharpe
- 2.94
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Mirae Asset Ultra Short-Term Fund
Mirae Asset Mutual Fund
- 1Y
- +6.8%
- 3Y
- +7.4%
- Vol
- 0.3%
- Max DD
- -0.2%
- Sharpe
- 2.90
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Ultra Short Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 0.4%
- Max DD
- -0.1%
- Sharpe
- 4.77
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Invesco India Ultra Short Term Fund
Invesco Mutual Fund
- 1Y
- +6.8%
- 3Y
- +7.4%
- Vol
- n/a
- Max DD
- -2.7%
- Sharpe
- n/a
- 3Y win
- +72%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns