MonitorDirect · Growth
WhiteOak Capital Liquid Fund
WhiteOak Capital Mutual FundIncome/Debt Oriented Schemes - Liquid Fund7.7 years
The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments.
- NAV
- 1,521.3807
- 15 Sept 2026
- 1Y
- +6.4%
- Trailing CAGR
- AUM
- ₹672.3 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.4%
- 3Y+6.9%
- 5Y+6.2%
- 10Yn/a
- SI+5.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.6%
- 3Y+6.7%
- 5Y+6.7%
- 10Yn/a
- Since inception
- +5.6%
- Calendar-day CAGR
- Excess 1Y
- -0.1%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 17
- Vs comparable share classes
- Worst rolling 3Y
- +3.7%
- 1421 daily-ending windows
- Median rolling 3Y
- +5.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 810 daily-ending windows
- SIP 3Y XIRR
- +6.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 2 days
- 9 recovered episodes
- Longest recovery
- 7 days
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +1%
- NAV observations
3 May 2022 – 12 May 2022
Trough 5 May 2022 · recovered in 7 days
-0.0%
27 Mar 2023 – 29 Mar 2023
Trough 28 Mar 2023 · recovered in 1 days
-0.0%
7 Apr 2022 – 10 Apr 2022
Trough 8 Apr 2022 · recovered in 2 days
-0.0%
17 Oct 2021 – 19 Oct 2021
Trough 18 Oct 2021 · recovered in 1 days
-0.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
17
Vs category
50
Consistency
2
Risk-adjusted
0
Drawdown
100
Mean
34
Portfolio
31 Aug 2026 · 29 holdings · top 10 are 45.9%.
- Top 5
- 27.4%
- Top 10
- 45.9%
- Largest holding
- 8.3%
- Effective holdings
- 23.5
Others CBLO
Unspecified
8.3%
GOVERNMENT OF INDIA 37861 091 DAYS TBILL 27NV26 FV RS 100
Financial
6.3%
CANARA BANK CD 05OCT26
Financial
6.0%
KOTAK SECURITIES LTD 91D CP 24SEP26
Financial
5.8%
HDFC BANK LIMITED CD 21SEP26
Financial
4.3%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Groww Liquid Fund
Groww Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.0%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -2.80
- 3Y win
- +43%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
JioBlackRock Liquid Fund
Jio BlackRock Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 0.1%
- Max DD
- -0.0%
- Sharpe
- -6.66
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Axis Liquid Fund
Axis Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.0%
- Vol
- 0.1%
- Max DD
- -0.2%
- Sharpe
- -5.09
- 3Y win
- +99%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Canara Robeco Liquid Fund
Canara Robeco Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.0%
- Vol
- 0.1%
- Max DD
- -0.2%
- Sharpe
- -6.99
- 3Y win
- +19%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Mahindra Manulife Liquid Fund
Mahindra Manulife Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.0%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -6.34
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown