MonitorDirect · Growth
WhiteOak Capital Ultra Short Term Fund
WhiteOak Capital Mutual FundIncome/Debt Oriented Schemes - Ultra Short Term Fund7.3 years
- NAV
- 1,519.6605
- 15 Sept 2026
- 1Y
- +6.4%
- Trailing CAGR
- AUM
- ₹551.52 Cr
- 31 Jul 2026
- Volatility
- Low
- 0.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.4%
- 3Y+7.0%
- 5Y+6.3%
- 10Yn/a
- SI+5.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.8%
- 3Y+6.9%
- 5Y+6.8%
- 10Yn/a
- Since inception
- +5.9%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- +14%
- Windows beating the median
- 3Y percentile
- 6
- Vs comparable share classes
- Worst rolling 3Y
- +4.3%
- 1034 daily-ending windows
- Median rolling 3Y
- +6.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 552 daily-ending windows
- SIP 3Y XIRR
- +6.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 50 recovered episodes
- Longest recovery
- 13 days
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +6%
- NAV observations
2 May 2022 – 24 May 2022
Trough 11 May 2022 · recovered in 13 days
-0.2%
13 May 2026 – 27 May 2026
Trough 21 May 2026 · recovered in 6 days
-0.1%
6 Jul 2026 – 10 Jul 2026
Trough 8 Jul 2026 · recovered in 2 days
-0.1%
19 Aug 2026 – 24 Aug 2026
Trough 20 Aug 2026 · recovered in 4 days
-0.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
6
Vs category
49
Consistency
16
Risk-adjusted
89
Drawdown
100
Mean
52
Portfolio
31 Jul 2026 · 26 holdings · top 10 are 57.5%.
- Top 5
- 35.0%
- Top 10
- 57.5%
- Largest holding
- 8.9%
- Effective holdings
- 19.2
INDIAN BANK CD 04DEC26
Financial
8.9%
National Bank For Agriculture and Rural Development (17/02/2027) **
Financial
8.7%
BANK OF BARODA CD 08MAR27
Financial
8.4%
MUTHOOT FINANCE LIMITED 8.90 NCD 17JU27 FVRS1LAC
Financial
4.5%
BAJAJ HOUSING FINANCE LIMITED 7.7 NCD 21MY27 FVRS10LAC
Financial
4.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Mirae Asset Ultra Short-Term Fund
Mirae Asset Mutual Fund
- 1Y
- +6.8%
- 3Y
- +7.4%
- Vol
- 0.3%
- Max DD
- -0.2%
- Sharpe
- 2.90
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Axis Ultra Short Term Fund
Axis Mutual Fund
- 1Y
- +6.9%
- 3Y
- +7.5%
- Vol
- 0.5%
- Max DD
- -0.8%
- Sharpe
- 2.94
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Baroda BNP Paribas Ultra Short Term Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.3%
- Vol
- 0.5%
- Max DD
- -1.0%
- Sharpe
- 2.48
- 3Y win
- +54%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Franklin India Ultra Short Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 0.4%
- Max DD
- -0.1%
- Sharpe
- 4.77
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Mahindra Manulife Ultra Short Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.3%
- Vol
- 0.5%
- Max DD
- -0.5%
- Sharpe
- 2.28
- 3Y win
- +84%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown