HealthyDirect · Growth
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Mutual FundDebt Scheme - Credit Risk Fund11.4 years
- NAV
- 28.1149
- 15 Sept 2026
- 1Y
- +12.8%
- Trailing CAGR
- AUM
- ₹1,599.91 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+12.8%
- 3Y+13.2%
- 5Y+10.9%
- 10Y+9.3%
- SI+9.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+11.3%
- 3Y+13.7%
- 5Y+12.4%
- 10Y+10.2%
- Since inception
- +9.5%
- Calendar-day CAGR
- Excess 1Y
- +2.8%
- Category median, same plan and option
- 3Y win rate
- +70%
- Windows beating the median
- 3Y percentile
- 83
- Vs comparable share classes
- Worst rolling 3Y
- +5.3%
- 2034 daily-ending windows
- Median rolling 3Y
- +8.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1555 daily-ending windows
- SIP 3Y XIRR
- +13.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 283 recovered episodes
- Longest recovery
- 218 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +41%
- NAV observations
3 Oct 2019 – 30 Jun 2020
Trough 25 Nov 2019 · recovered in 218 days
-3.9%
6 Dec 2016 – 9 Jan 2017
Trough 28 Dec 2016 · recovered in 12 days
-1.1%
7 Feb 2017 – 16 Mar 2017
Trough 9 Feb 2017 · recovered in 35 days
-0.8%
2 May 2022 – 27 Jun 2022
Trough 6 May 2022 · recovered in 52 days
-0.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
83
Vs category
68
Consistency
69
Risk-adjusted
100
Drawdown
90
Mean
82
Portfolio
31 Aug 2026 · 59 holdings · top 10 are 36.7%.
- Top 5
- 20.6%
- Top 10
- 36.7%
- Largest holding
- 4.6%
- Effective holdings
- 41.1
ERIS LIFESCIENCES LIMITED STRPP II 8.73 NCD 07JU27 FVRS1LAC
Healthcare
4.6%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
Consumer Staples
4.5%
SK FINANCE LIMITED 9.1 NCD 10AG29 FVRS1LAC
Financial
4.0%
ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LAC
Industrials
3.7%
Repo
Unspecified
3.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 70% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
BANDHAN CREDIT RISK FUND
Bandhan Mutual Fund
- 1Y
- +5.9%
- 3Y
- +7.2%
- Vol
- 1.5%
- Max DD
- -2.6%
- Sharpe
- 1.15
- 3Y win
- +34%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
ICICI Prudential Credit Risk Fund
ICICI Prudential Mutual Fund
- 1Y
- +8.2%
- 3Y
- +9.1%
- Vol
- 1.4%
- Max DD
- -2.9%
- Sharpe
- 2.52
- 3Y win
- +53%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Kotak Credit Risk Fund
Kotak Mahindra Mutual Fund
- 1Y
- +7.4%
- 3Y
- +8.5%
- Vol
- 1.8%
- Max DD
- -3.9%
- Sharpe
- 1.64
- 3Y win
- +54%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
SBI CREDIT RISK FUND
SBI Mutual Fund
- 1Y
- +8.3%
- 3Y
- +8.6%
- Vol
- 1.3%
- Max DD
- -2.3%
- Sharpe
- 2.62
- 3Y win
- +52%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
DSP Credit Risk Fund
DSP Mutual Fund
- 1Y
- +11.1%
- 3Y
- +16.8%
- Vol
- 4.5%
- Max DD
- -6.0%
- Sharpe
- 0.89
- 3Y win
- +41%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown