MonitorDirect · Growth
ICICI Prudential Credit Risk Fund
ICICI Prudential Mutual FundDebt Scheme - Credit Risk Fund13.7 years
The scheme seeks to generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity.
- NAV
- 38.6723
- 15 Sept 2026
- 1Y
- +8.2%
- Trailing CAGR
- AUM
- ₹6,332.59 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+8.2%
- 3Y+9.1%
- 5Y+8.0%
- 10Y+8.5%
- SI+8.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+7.9%
- 3Y+8.9%
- 5Y+8.7%
- 10Y+8.4%
- Since inception
- +8.9%
- Calendar-day CAGR
- Excess 1Y
- -3.8%
- Category median, same plan and option
- 3Y win rate
- +53%
- Windows beating the median
- 3Y percentile
- 50
- Vs comparable share classes
- Worst rolling 3Y
- +6.7%
- 2589 daily-ending windows
- Median rolling 3Y
- +8.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2105 daily-ending windows
- SIP 3Y XIRR
- +8.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 395 recovered episodes
- Longest recovery
- 49 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +38%
- NAV observations
19 Jun 2013 – 1 Oct 2013
Trough 19 Aug 2013 · recovered in 43 days
-2.9%
6 Mar 2020 – 22 Apr 2020
Trough 26 Mar 2020 · recovered in 27 days
-2.1%
23 Apr 2020 – 21 May 2020
Trough 29 Apr 2020 · recovered in 22 days
-1.1%
11 Feb 2016 – 16 Mar 2016
Trough 25 Feb 2016 · recovered in 20 days
-0.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
50
Vs category
26
Consistency
63
Risk-adjusted
100
Drawdown
93
Mean
66
Portfolio
31 Aug 2026 · 103 holdings · top 10 are 35.0%.
- Top 5
- 19.8%
- Top 10
- 35.0%
- Largest holding
- 3.9%
- Effective holdings
- 58.1
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
Materials
3.9%
Embassy Office Parks REIT
Real Estate
3.3%
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LAC
Materials
3.2%
ADANI ENTERPRISES LIMITED 8.70 NCD 24MR28 FVRS1LAC
Materials
3.2%
TRUHOME FINANCE LIMITED SR 41 RR NCD 25JU29 FVRS1LAC
Financial
3.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 72% of rolling 1-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +12.8%
- 3Y
- +13.2%
- Vol
- 2.6%
- Max DD
- -3.9%
- Sharpe
- 1.59
- 3Y win
- +70%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
SBI CREDIT RISK FUND
SBI Mutual Fund
- 1Y
- +8.3%
- 3Y
- +8.6%
- Vol
- 1.3%
- Max DD
- -2.3%
- Sharpe
- 2.62
- 3Y win
- +52%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Kotak Credit Risk Fund
Kotak Mahindra Mutual Fund
- 1Y
- +7.4%
- 3Y
- +8.5%
- Vol
- 1.8%
- Max DD
- -3.9%
- Sharpe
- 1.64
- 3Y win
- +54%
- Higher win rate vs category
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
BANDHAN CREDIT RISK FUND
Bandhan Mutual Fund
- 1Y
- +5.9%
- 3Y
- +7.2%
- Vol
- 1.5%
- Max DD
- -2.6%
- Sharpe
- 1.15
- 3Y win
- +34%
- Shallower drawdown
Caveat: Higher volatility · Lower trailing returns
BANK OF INDIA CREDIT RISK FUND
Bank of India Mutual Fund
- 1Y
- +17.9%
- 3Y
- +10.1%
- Vol
- n/a
- Max DD
- -73.4%
- Sharpe
- n/a
- 3Y win
- +44%
- Higher trailing returns
Caveat: Deeper drawdown