MonitorDirect · GrowthWatch before adding
Aditya Birla Sun Life Equity Savings Fund
Aditya Birla Sun Life Mutual FundHybrid Scheme - Equity Savings11.9 years
The scheme seeks to provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments.
- NAV
- 25.75
- 29 Oct 2026
- 1Y
- +2.7%
- Trailing CAGR
- AUM
- ₹1,116.05 Cr
- 30 Sept 2026
- Volatility
- Low
- 6.0% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Prefer peers if · Prefer Edelweiss Equity Savings Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
11.9 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.19% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -17.8%. Ask whether you can hold through a similar fall.
Vs category
Fail
32% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Rohit Karan · 0.6 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 87.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 18%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.7%
- 3Y+7.6%
- 5Y+6.3%
- 10Y+7.8%
- SI+8.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.2%
- 3Y+5.8%
- 5Y+7.2%
- 10Y+8.0%
- Since inception
- +8.3%
- Calendar-day CAGR
- Excess 1Y
- +1.4%
- Category median, same plan and option
- 3Y win rate
- +32%
- Windows beating the median
- 3Y percentile
- 31
- Vs comparable share classes
- SIP 3Y XIRR
- +5.8%
- Simulated monthly SIP
- Worst rolling 3Y
- +0.6%
- 2195 daily-ending windows
- Median rolling 3Y
- +8.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1707 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -17.8%
- Worst peak-to-trough
- Current
- -1.7%
- Below last peak
- Current spell
- 87 days
- Days below latest peak
- Time below peak
- +78%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 194 recovered episodes
- Longest recovery
- 326 days
- Trough to prior peak
12 Feb 2020 – 5 Nov 2020
Trough 23 Mar 2020 · recovered in 227 days
-17.8%
17 Jan 2022 – 9 May 2023
Trough 17 Jun 2022 · recovered in 326 days
-9.8%
28 Aug 2018 – 27 May 2019
Trough 25 Oct 2018 · recovered in 214 days
-7.8%
4 Oct 2016 – 3 Feb 2017
Trough 26 Dec 2016 · recovered in 39 days
-7.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
31
Vs category
59
Consistency
41
Risk-adjusted
45
Drawdown
56
Mean
46
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 118 holdings · top 10 are 87.6%.
- Top 5
- 69.8%
- Top 10
- 87.6%
- Largest holding
- 47.7%
- Effective holdings
- 3.9
Cash Margin
Unspecified
47.7%
ICICI Bank Ltd
Financial
7.2%
HDFC Bank Ltd
Financial
5.2%
Repo
Unspecified
4.9%
UPL Ltd
Materials
4.8%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Edelweiss Equity Savings Fund
Edelweiss Mutual Fund
- 1Y
- +5.3%
- 3Y
- +11.0%
- Vol
- 4.8%
- Max DD
- -9.5%
- Sharpe
- 0.89
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Kotak Equity Savings Fund
Kotak Mahindra Mutual Fund
- 1Y
- +0.6%
- 3Y
- +9.5%
- Vol
- 5.7%
- Max DD
- -16.5%
- Sharpe
- 0.63
- 3Y win
- +91%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HDFC Equity Savings Fund
HDFC Mutual Fund
- 1Y
- +0.0%
- 3Y
- +8.3%
- Vol
- 5.8%
- Max DD
- -17.0%
- Sharpe
- 0.65
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)
Sundaram Mutual Fund
- 1Y
- -1.9%
- 3Y
- +8.8%
- Vol
- 5.8%
- Max DD
- -6.2%
- Sharpe
- 0.48
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Bajaj Finserv Equity Savings Fund
Bajaj Finserv Mutual Fund
- 1Y
- +3.6%
- 3Y
- n/a
- Vol
- 2.4%
- Max DD
- -1.6%
- Sharpe
- -0.86
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns