MonitorDirect · GrowthWatch before adding
Aditya Birla Sun Life Income Plus Arbitrage Active FOF
Aditya Birla Sun Life Mutual FundOther Scheme - FoF Domestic12.1 years
- NAV
- 42.2893
- 29 Oct 2026
- 1Y
- +4.7%
- Trailing CAGR
- AUM
- ₹1,046.12 Cr
- 30 Sept 2026
- Volatility
- Low
- 4.7% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer Bandhan Conservative Hybrid Passive FOF if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
12.1 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.06% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -10.1%. Ask whether you can hold through a similar fall.
Vs category
Fail
11% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.7%
- 3Y+7.1%
- 5Y+6.2%
- 10Y+6.6%
- SI+7.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.6%
- 3Y+6.2%
- 5Y+6.6%
- 10Y+6.6%
- Since inception
- +7.5%
- Calendar-day CAGR
- Excess 1Y
- +1.1%
- Category median, same plan and option
- 3Y win rate
- +11%
- Windows beating the median
- 3Y percentile
- 14
- Vs comparable share classes
- SIP 3Y XIRR
- +6.2%
- Simulated monthly SIP
- Worst rolling 3Y
- +2.5%
- 2189 daily-ending windows
- Median rolling 3Y
- +7.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1708 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -10.1%
- Worst peak-to-trough
- Current
- -0.1%
- Below last peak
- Current spell
- 23 days
- Days below latest peak
- Time below peak
- +71%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 214 recovered episodes
- Longest recovery
- 812 days
- Trough to prior peak
30 Jun 2021 – 22 Sept 2023
Trough 2 Jul 2021 · recovered in 812 days
-10.1%
11 Jun 2021 – 15 Jun 2021
Trough 14 Jun 2021 · recovered in 1 days
-3.4%
24 Nov 2016 – 8 Jun 2017
Trough 9 Feb 2017 · recovered in 119 days
-3.3%
6 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-2.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
14
Vs category
57
Consistency
20
Risk-adjusted
43
Drawdown
75
Mean
42
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
30 Sept 2026 · 6 holdings · top 10 are 100.0%.
- Top 5
- 99.6%
- Top 10
- 100.0%
- Largest holding
- 36.7%
- Effective holdings
- 3.8
Birla Sun Life Enhanced Arbitrage Fund Direct-Growth
Unspecified
36.7%
Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth
Unspecified
25.4%
Aditya Birla Sun Life Floating Interest Rate Direct Fund-Growth
Unspecified
23.2%
Birla Sun Life Short Term Direct Fund-Growth
Unspecified
10.9%
Birla Sun Life Cash Plus Direct-Growth
Unspecified
3.4%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Bandhan Conservative Hybrid Passive FOF
Bandhan Mutual Fund
- 1Y
- -0.5%
- 3Y
- +7.0%
- Vol
- 3.5%
- Max DD
- -9.8%
- Sharpe
- 0.66
- 3Y win
- +26%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
ICICI Prudential Diversified Debt Strategy Active FOF - Dividend option
ICICI Prudential Mutual Fund
- 1Y
- +3.7%
- 3Y
- +6.8%
- Vol
- 2.0%
- Max DD
- -4.6%
- Sharpe
- 1.03
- 3Y win
- +33%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Bandhan Aggressive Hybrid Passive FOF
Bandhan Mutual Fund
- 1Y
- -0.7%
- 3Y
- +11.4%
- Vol
- 10.3%
- Max DD
- -29.0%
- Sharpe
- 0.46
- 3Y win
- +56%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
BHARAT Bond ETF FOF - April 2033
Edelweiss Mutual Fund
- 1Y
- +0.9%
- 3Y
- +6.7%
- Vol
- 4.4%
- Max DD
- -4.3%
- Sharpe
- 0.19
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
BHARAT Bond FOF- April 2031
Edelweiss Mutual Fund
- 1Y
- +1.5%
- 3Y
- +6.8%
- Vol
- 3.2%
- Max DD
- -3.8%
- Sharpe
- -0.07
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns