MonitorDirect · GrowthWatch before adding
Aditya Birla Sun Life Long Term Fund
Aditya Birla Sun Life Mutual FundIncome/Debt Oriented Schemes - Long Term Fund4.2 years
The scheme seeks to generate optimal returns while maintaining balance of yield, safety and liquidity. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall be made in Debt & Money Market Instruments.
- NAV
- 13.2196
- 29 Oct 2026
- 1Y
- +0.8%
- Trailing CAGR
- AUM
- ₹89.13 Cr
- 30 Sept 2026
- Volatility
- Low
- 3.1% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer Axis Long Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
4.2 years - usable, still building a track record.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.43% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -3.3%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Bhupesh Bameta · 4.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 92.2% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.8%
- 3Y+6.4%
- 5Yn/a
- 10Yn/a
- SI+6.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.5%
- 3Y+3.7%
- 5Yn/a
- 10Yn/a
- Since inception
- +6.8%
- Calendar-day CAGR
- Excess 1Y
- +1.0%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +3.7%
- Simulated monthly SIP
- Worst rolling 3Y
- +5.8%
- 295 daily-ending windows
- Median rolling 3Y
- +7.4%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -3.3%
- Worst peak-to-trough
- Current
- -2.9%
- Below last peak
- Current spell
- 76 days
- Days below latest peak
- Time below peak
- +79%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 80 recovered episodes
- Longest recovery
- 296 days
- Trough to prior peak
28 May 2025 – 18 Jun 2026
Trough 26 Aug 2025 · recovered in 296 days
-3.3%
14 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-3.3%
13 Sept 2022 – 24 Nov 2022
Trough 21 Oct 2022 · recovered in 34 days
-2.1%
14 Sept 2023 – 15 Nov 2023
Trough 9 Oct 2023 · recovered in 37 days
-1.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
56
Consistency
88
Risk-adjusted
40
Drawdown
92
Mean
75
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
30 Sept 2026 · 26 holdings · top 10 are 92.2%.
- Top 5
- 77.7%
- Top 10
- 92.2%
- Largest holding
- 28.9%
- Effective holdings
- 6.6
Net Receivables
Unspecified
28.9%
GOI Sec 7.46 06/11/2073
Entities
16.3%
7.71% GOI 18-May-2066
Entities
11.2%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
10.7%
NATIONAL HIGHWAYS AUTHORITY OF INDIA SR II 6.99 BD 28MY35 FVRS10LAC
Industrials
10.7%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Axis Long Term Fund
Axis Mutual Fund
- 1Y
- -0.2%
- 3Y
- +5.5%
- Vol
- 4.0%
- Max DD
- -5.6%
- Sharpe
- -0.03
- 3Y win
- 0%
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
BANDHAN LONG TERM FUND
Bandhan Mutual Fund
- 1Y
- +1.6%
- 3Y
- n/a
- Vol
- 4.0%
- Max DD
- -4.6%
- Sharpe
- -0.32
- 3Y win
- n/a
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
Franklin India Long Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +1.9%
- 3Y
- n/a
- Vol
- 3.4%
- Max DD
- -4.3%
- Sharpe
- -0.53
- 3Y win
- n/a
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
HDFC Long Term Fund
HDFC Mutual Fund
- 1Y
- -0.5%
- 3Y
- +5.7%
- Vol
- 4.2%
- Max DD
- -6.0%
- Sharpe
- -0.04
- 3Y win
- +11%
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
Kotak Long Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- -0.4%
- 3Y
- n/a
- Vol
- 4.4%
- Max DD
- -6.1%
- Sharpe
- -0.47
- 3Y win
- n/a
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns