MonitorDirect · Growth
HDFC Long Term Fund
HDFC Mutual FundIncome/Debt Oriented Schemes - Long Term Fund3.7 years
- NAV
- 12.4272
- 15 Sept 2026
- 1Y
- +1.9%
- Trailing CAGR
- AUM
- ₹2,695.35 Cr
- 31 Aug 2026
- Volatility
- Low
- 4.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.9%
- 3Y+5.6%
- 5Yn/a
- 10Yn/a
- SI+6.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.3%
- 3Y+3.5%
- 5Yn/a
- 10Yn/a
- Since inception
- +6.1%
- Calendar-day CAGR
- Excess 1Y
- -0.9%
- Category median, same plan and option
- 3Y win rate
- +11%
- Windows beating the median
- 3Y percentile
- 17
- Vs comparable share classes
- Worst rolling 3Y
- +4.7%
- 158 daily-ending windows
- Median rolling 3Y
- +6.4%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +3.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 47 recovered episodes
- Longest recovery
- 84 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
28 May 2025 – 25 Jun 2026
Trough 2 Apr 2026 · recovered in 84 days
-6.0%
14 Aug 2026 – open
Trough 15 Sept 2026 · not recovered
-2.8%
14 Sept 2023 – 14 Dec 2023
Trough 9 Oct 2023 · recovered in 66 days
-2.5%
17 May 2023 – 14 Sept 2023
Trough 7 Jul 2023 · recovered in 69 days
-2.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
17
Vs category
45
Consistency
28
Risk-adjusted
37
Drawdown
85
Mean
42
Portfolio
31 Aug 2026 · 13 holdings · top 10 are 98.2%.
- Top 5
- 83.7%
- Top 10
- 98.2%
- Largest holding
- 30.0%
- Effective holdings
- 5.5
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
Entities
30.0%
GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100
Entities
19.8%
GOI Sec 7.36 12/09/2052
Entities
18.0%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
8.2%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
7.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Long Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +3.2%
- 3Y
- +6.5%
- Vol
- 3.1%
- Max DD
- -3.3%
- Sharpe
- 0.66
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
SBI Long Term Fund
SBI Mutual Fund
- 1Y
- +2.3%
- 3Y
- +6.0%
- Vol
- 3.7%
- Max DD
- -4.4%
- Sharpe
- 0.37
- 3Y win
- +77%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANDHAN LONG TERM FUND
Bandhan Mutual Fund
- 1Y
- +4.3%
- 3Y
- n/a
- Vol
- 4.0%
- Max DD
- -4.6%
- Sharpe
- 0.02
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Franklin India Long Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +5.0%
- 3Y
- n/a
- Vol
- 3.5%
- Max DD
- -4.3%
- Sharpe
- -0.08
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Nippon India Nivesh Lakshya Long Term Fund
Nippon India Mutual Fund
- 1Y
- +2.0%
- 3Y
- +6.0%
- Vol
- 4.7%
- Max DD
- -5.8%
- Sharpe
- 0.59
- 3Y win
- +86%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility