HealthyDirect · Growth
SBI Long Term Fund
SBI Mutual FundIncome/Debt Oriented Schemes - Long Term Fund3.7 years
- NAV
- 12.6679
- 15 Sept 2026
- 1Y
- +2.3%
- Trailing CAGR
- AUM
- ₹1,304.78 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.3%
- 3Y+6.0%
- 5Yn/a
- 10Yn/a
- SI+6.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.5%
- 3Y+3.8%
- 5Yn/a
- 10Yn/a
- Since inception
- +6.6%
- Calendar-day CAGR
- Excess 1Y
- -0.5%
- Category median, same plan and option
- 3Y win rate
- +77%
- Windows beating the median
- 3Y percentile
- 50
- Vs comparable share classes
- Worst rolling 3Y
- +5.1%
- 176 daily-ending windows
- Median rolling 3Y
- +6.7%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +3.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 54 recovered episodes
- Longest recovery
- 83 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
28 May 2025 – 24 Jun 2026
Trough 2 Apr 2026 · recovered in 83 days
-4.4%
14 Sept 2023 – 16 Nov 2023
Trough 9 Oct 2023 · recovered in 38 days
-2.2%
14 Aug 2026 – open
Trough 15 Sept 2026 · not recovered
-2.0%
17 May 2023 – 14 Sept 2023
Trough 7 Jul 2023 · recovered in 69 days
-2.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
50
Vs category
47
Consistency
76
Risk-adjusted
44
Drawdown
89
Mean
61
Portfolio
31 Aug 2026 · 8 holdings · top 10 are 100.0%.
- Top 5
- 91.5%
- Top 10
- 100.0%
- Largest holding
- 37.5%
- Effective holdings
- 4.5
7.71% GOI 18-May-2066
Entities
37.5%
STATE DEVELOPMENT LOAN 37475 TN 03JU36 7.74 FV RS 100
Unspecified
17.4%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
13.2%
Repo
Unspecified
12.1%
GOVERNMENT OF INDIA 36958 GOI 19JN76 7.43 FV RS 100
Entities
11.4%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 77% of rolling 3-year windows.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Long Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +3.2%
- 3Y
- +6.5%
- Vol
- 3.1%
- Max DD
- -3.3%
- Sharpe
- 0.66
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Long Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +5.0%
- 3Y
- n/a
- Vol
- 3.5%
- Max DD
- -4.3%
- Sharpe
- -0.08
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Nippon India Nivesh Lakshya Long Term Fund
Nippon India Mutual Fund
- 1Y
- +2.0%
- 3Y
- +6.0%
- Vol
- 4.7%
- Max DD
- -5.8%
- Sharpe
- 0.59
- 3Y win
- +86%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Long Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +2.4%
- 3Y
- +6.3%
- Vol
- 4.5%
- Max DD
- -12.0%
- Sharpe
- 0.57
- 3Y win
- +17%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown