MonitorDirect · GrowthWatch before adding
Aditya Birla Sun Life Multi-Asset Passive FOF
Aditya Birla Sun Life Mutual FundOther Scheme - FoF Domestic4 years
- NAV
- 16.6872
- 26 Oct 2026
- 1Y
- +0.2%
- Trailing CAGR
- AUM
- ₹35.14 Cr
- 30 Sept 2026
- Volatility
- Medium
- 10.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 26 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 98% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer HDFC Silver ETF Fund of Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
4.0 years - usable, still building a track record.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.30% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -16.4%. Ask whether you can hold through a similar fall.
Vs category
Pass
98% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 88.3% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.2%
- 3Y+14.1%
- 5Yn/a
- 10Yn/a
- SI+13.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-6.5%
- 3Y+5.9%
- 5Yn/a
- 10Yn/a
- Since inception
- +13.6%
- Calendar-day CAGR
- Excess 1Y
- -3.3%
- Category median, same plan and option
- 3Y win rate
- +98%
- Windows beating the median
- 3Y percentile
- 67
- Vs comparable share classes
- SIP 3Y XIRR
- +5.9%
- Simulated monthly SIP
- Worst rolling 3Y
- +13.5%
- 250 daily-ending windows
- Median rolling 3Y
- +17.9%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -16.4%
- Worst peak-to-trough
- Current
- -11.5%
- Below last peak
- Current spell
- 270 days
- Days below latest peak
- Time below peak
- +81%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 67 recovered episodes
- Longest recovery
- 101 days
- Trough to prior peak
29 Jan 2026 – open
Trough 23 Mar 2026 · not recovered
-16.4%
27 Sept 2024 – 9 Jun 2025
Trough 28 Feb 2025 · recovered in 101 days
-9.8%
3 Jun 2024 – 12 Jun 2024
Trough 4 Jun 2024 · recovered in 8 days
-5.0%
7 Mar 2024 – 2 Apr 2024
Trough 19 Mar 2024 · recovered in 14 days
-4.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
67
Vs category
29
Consistency
86
Risk-adjusted
63
Drawdown
59
Mean
61
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 98% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 13 holdings · top 10 are 88.3%.
- Top 5
- 57.0%
- Top 10
- 88.3%
- Largest holding
- 13.6%
- Effective holdings
- 10.9
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct-Growth
Unspecified
13.6%
Nippon India ETF Gold BeES IDCW
Unspecified
13.0%
Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth
Unspecified
12.4%
Aditya Birla Sun Life Nifty Next 50 Index Fund Direct-Growth
Unspecified
10.5%
Aditya Birla Sun Life Nifty Healthcare ETF-Growth
Unspecified
7.6%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HDFC Silver ETF Fund of Fund
HDFC Mutual Fund
- 1Y
- +32.3%
- 3Y
- +37.3%
- Vol
- 37.4%
- Max DD
- -48.4%
- Sharpe
- 0.84
- 3Y win
- +100%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Nippon India Nifty Next 50 Junior BeES FoF
Nippon India Mutual Fund
- 1Y
- -3.9%
- 3Y
- +16.1%
- Vol
- 17.4%
- Max DD
- -34.3%
- Sharpe
- 0.45
- 3Y win
- +99%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Aditya Birla Sun Life Income Plus Arbitrage Active FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.1%
- Vol
- 4.7%
- Max DD
- -10.1%
- Sharpe
- 0.41
- 3Y win
- +11%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Bandhan Conservative Hybrid Passive FOF
Bandhan Mutual Fund
- 1Y
- -0.6%
- 3Y
- +6.9%
- Vol
- 3.5%
- Max DD
- -9.8%
- Sharpe
- 0.71
- 3Y win
- +26%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
BHARAT Bond ETF FOF - April 2033
Edelweiss Mutual Fund
- 1Y
- +1.0%
- 3Y
- +6.6%
- Vol
- 4.4%
- Max DD
- -4.3%
- Sharpe
- 0.23
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns