MonitorDirect · Growth
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Aditya Birla Sun Life Mutual FundSolution Oriented Scheme - Retirement Fund7.5 years
- NAV
- 24.842
- 15 Sept 2026
- 1Y
- +11.3%
- Trailing CAGR
- AUM
- ₹473.12 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+11.3%
- 3Y+14.9%
- 5Y+11.8%
- 10Yn/a
- SI+12.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+14.1%
- 3Y+13.2%
- 5Y+14.6%
- 10Yn/a
- Since inception
- +12.9%
- Calendar-day CAGR
- Excess 1Y
- +7.3%
- Category median, same plan and option
- 3Y win rate
- +94%
- Windows beating the median
- 3Y percentile
- 89
- Vs comparable share classes
- Worst rolling 3Y
- +6.6%
- 1111 daily-ending windows
- Median rolling 3Y
- +14.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 621 daily-ending windows
- SIP 3Y XIRR
- +13.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 98 recovered episodes
- Longest recovery
- 364 days
- Trough to prior peak
- Current spell
- 36 days
- Days below latest peak
- Time below peak
- +86%
- NAV observations
13 Feb 2020 – 10 Nov 2020
Trough 23 Mar 2020 · recovered in 232 days
-34.2%
27 Sept 2024 – 16 Sept 2025
Trough 28 Feb 2025 · recovered in 200 days
-19.0%
15 Nov 2021 – 16 Jun 2023
Trough 17 Jun 2022 · recovered in 364 days
-17.7%
11 Feb 2026 – 21 Apr 2026
Trough 23 Mar 2026 · recovered in 29 days
-13.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
89
Vs category
96
Consistency
78
Risk-adjusted
52
Drawdown
14
Mean
66
Portfolio
31 Aug 2026 · 79 holdings · top 10 are 27.6%.
- Top 5
- 17.0%
- Top 10
- 27.6%
- Largest holding
- 3.8%
- Effective holdings
- 58.2
ICICI Bank Ltd
Financial
3.8%
Ather Energy Ltd.
Consumer Discretionary
3.7%
Aditya Infotech Ltd.
Technology
3.6%
Repo
Unspecified
3.2%
S.J.S Enterprises Ltd
Consumer Discretionary
2.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 94% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +16.4%
- Vol
- 13.8%
- Max DD
- -28.7%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
SBI Retirement Benefit Fund - Aggressive Hybrid Plan
SBI Mutual Fund
- 1Y
- +2.9%
- 3Y
- +8.5%
- Vol
- 10.7%
- Max DD
- -14.5%
- Sharpe
- 0.76
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Tata Retirement Savings Fund-Moderate Plan
Tata Mutual Fund
- 1Y
- +7.4%
- 3Y
- +12.1%
- Vol
- 12.9%
- Max DD
- -29.6%
- Sharpe
- 0.77
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Tata Retirement Savings Fund-Progressive Plan
Tata Mutual Fund
- 1Y
- +7.7%
- 3Y
- +12.9%
- Vol
- 15.3%
- Max DD
- -34.2%
- Sharpe
- 0.68
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Union Retirement Fund
Union Mutual Fund
- 1Y
- +3.0%
- 3Y
- +11.9%
- Vol
- 13.2%
- Max DD
- -17.8%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns