MonitorDirect · Growth
Tata Retirement Savings Fund-Moderate Plan
Tata Mutual FundSolution Oriented Scheme - Retirement Fund13.7 years
- NAV
- 80.6396
- 15 Sept 2026
- 1Y
- +7.4%
- Trailing CAGR
- AUM
- ₹2,217.96 Cr
- 31 Aug 2026
- Volatility
- Medium
- 12.9% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+7.4%
- 3Y+12.1%
- 5Y+10.9%
- 10Y+13.0%
- SI+15.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+12.4%
- 3Y+9.9%
- 5Y+12.5%
- 10Y+13.1%
- Since inception
- +15.0%
- Calendar-day CAGR
- Excess 1Y
- +3.3%
- Category median, same plan and option
- 3Y win rate
- +97%
- Windows beating the median
- 3Y percentile
- 72
- Vs comparable share classes
- Worst rolling 3Y
- -1.2%
- 2635 daily-ending windows
- Median rolling 3Y
- +15.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2141 daily-ending windows
- SIP 3Y XIRR
- +9.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 176 recovered episodes
- Longest recovery
- 378 days
- Trough to prior peak
- Current spell
- 16 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
19 Feb 2020 – 15 Sept 2020
Trough 23 Mar 2020 · recovered in 176 days
-29.6%
18 Oct 2021 – 26 May 2023
Trough 17 Jun 2022 · recovered in 343 days
-16.1%
23 Sept 2024 – 9 Jun 2025
Trough 3 Mar 2025 · recovered in 98 days
-15.1%
28 Aug 2018 – 22 Oct 2019
Trough 9 Oct 2018 · recovered in 378 days
-14.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
72
Vs category
71
Consistency
84
Risk-adjusted
63
Drawdown
26
Mean
63
Portfolio
31 Aug 2026 · 69 holdings · top 10 are 31.9%.
- Top 5
- 18.9%
- Top 10
- 31.9%
- Largest holding
- 4.7%
- Effective holdings
- 49.4
Solar Industries India Ltd
Materials
4.7%
ICICI Bank Ltd
Financial
4.4%
Zomato Ltd
Technology
3.4%
Reliance Industries Ltd
Energy & Utilities
3.3%
Multi Commodity Exchange Of India Ltd
Financial
3.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 97% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +16.4%
- Vol
- 13.8%
- Max DD
- -28.7%
- Sharpe
- 0.79
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
ICICI Prudential Retirement Fund Pure Equity Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.2%
- 3Y
- +18.4%
- Vol
- 17.4%
- Max DD
- -37.2%
- Sharpe
- 0.83
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Tata Retirement Savings Fund-Progressive Plan
Tata Mutual Fund
- 1Y
- +7.7%
- 3Y
- +12.9%
- Vol
- 15.3%
- Max DD
- -34.2%
- Sharpe
- 0.68
- 3Y win
- +97%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Union Retirement Fund
Union Mutual Fund
- 1Y
- +3.0%
- 3Y
- +11.9%
- Vol
- 13.2%
- Max DD
- -17.8%
- Sharpe
- 0.79
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
Aditya Birla Sun Life Retirement Fund-The 40s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.4%
- Vol
- 12.1%
- Max DD
- -27.3%
- Sharpe
- 0.47
- 3Y win
- +42%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns