MonitorDirect · Growth
ICICI Prudential Retirement Fund Pure Equity Plan
ICICI Prudential Mutual FundSolution Oriented Scheme - Retirement Fund7.6 years
- NAV
- 38.17
- 15 Sept 2026
- 1Y
- +5.2%
- Trailing CAGR
- AUM
- ₹2,157.94 Cr
- 31 Aug 2026
- Volatility
- High
- 17.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.2%
- 3Y+18.4%
- 5Y+18.7%
- 10Yn/a
- SI+19.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.4%
- 3Y+11.5%
- 5Y+17.5%
- 10Yn/a
- Since inception
- +19.4%
- Calendar-day CAGR
- Excess 1Y
- +1.2%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- +14.9%
- 1120 daily-ending windows
- Median rolling 3Y
- +25.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 628 daily-ending windows
- SIP 3Y XIRR
- +11.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 115 recovered episodes
- Longest recovery
- 240 days
- Trough to prior peak
- Current spell
- 21 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
24 Jan 2020 – 18 Nov 2020
Trough 23 Mar 2020 · recovered in 240 days
-37.2%
26 Sept 2024 – 6 Jun 2025
Trough 28 Feb 2025 · recovered in 98 days
-16.9%
13 Jan 2022 – 8 Sept 2022
Trough 17 Jun 2022 · recovered in 83 days
-14.5%
11 Feb 2026 – 21 Apr 2026
Trough 30 Mar 2026 · recovered in 22 days
-11.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
58
Consistency
90
Risk-adjusted
66
Drawdown
7
Mean
64
Portfolio
31 Aug 2026 · 89 holdings · top 10 are 32.3%.
- Top 5
- 20.6%
- Top 10
- 32.3%
- Largest holding
- 4.9%
- Effective holdings
- 51.1
HDFC Bank Ltd
Financial
4.9%
Reliance Industries Ltd
Energy & Utilities
4.1%
Repo
Unspecified
4.1%
Multi Commodity Exchange Of India Ltd
Financial
3.8%
Hindustan Unilever Ltd
Consumer Staples
3.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +11.3%
- 3Y
- +14.9%
- Vol
- 15.7%
- Max DD
- -34.2%
- Sharpe
- 0.53
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Aditya Birla Sun Life Retirement Fund-The 40s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.4%
- Vol
- 12.1%
- Max DD
- -27.3%
- Sharpe
- 0.47
- 3Y win
- +42%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.1%
- 3Y
- +8.2%
- Vol
- 3.2%
- Max DD
- -5.0%
- Sharpe
- 0.61
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
BANDHAN RETIREMENT FUND
Bandhan Mutual Fund
- 1Y
- -0.1%
- 3Y
- n/a
- Vol
- 8.3%
- Max DD
- -9.8%
- Sharpe
- 0.50
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Franklin India Retirement Fund
Franklin Templeton Mutual Fund
- 1Y
- -0.4%
- 3Y
- +7.2%
- Vol
- 6.2%
- Max DD
- -13.8%
- Sharpe
- 0.69
- 3Y win
- +4%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns