MonitorDirect · Growth
Aditya Birla Sun Life Retirement Fund-The 40s Plan
Aditya Birla Sun Life Mutual FundSolution Oriented Scheme - Retirement Fund7.5 years
- NAV
- 21.147
- 15 Sept 2026
- 1Y
- +1.2%
- Trailing CAGR
- AUM
- ₹115.52 Cr
- 31 Aug 2026
- Volatility
- Medium
- 12.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.2%
- 3Y+10.4%
- 5Y+8.8%
- 10Yn/a
- SI+10.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.4%
- 3Y+6.3%
- 5Y+9.7%
- 10Yn/a
- Since inception
- +10.5%
- Calendar-day CAGR
- Excess 1Y
- -2.0%
- Category median, same plan and option
- 3Y win rate
- +42%
- Windows beating the median
- 3Y percentile
- 67
- Vs comparable share classes
- Worst rolling 3Y
- +6.7%
- 1111 daily-ending windows
- Median rolling 3Y
- +12.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 620 daily-ending windows
- SIP 3Y XIRR
- +6.3%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 90 recovered episodes
- Longest recovery
- 167 days
- Trough to prior peak
- Current spell
- 21 days
- Days below latest peak
- Time below peak
- +86%
- NAV observations
13 Feb 2020 – 26 Aug 2020
Trough 23 Mar 2020 · recovered in 156 days
-27.3%
15 Nov 2021 – 1 Dec 2022
Trough 17 Jun 2022 · recovered in 167 days
-14.6%
27 Sept 2024 – 5 Jun 2025
Trough 28 Feb 2025 · recovered in 97 days
-11.1%
29 Oct 2025 – 31 Jul 2026
Trough 30 Mar 2026 · recovered in 123 days
-10.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
67
Vs category
38
Consistency
50
Risk-adjusted
48
Drawdown
32
Mean
47
Portfolio
31 Aug 2026 · 64 holdings · top 10 are 42.0%.
- Top 5
- 27.7%
- Top 10
- 42.0%
- Largest holding
- 8.0%
- Effective holdings
- 34.1
Repo
Unspecified
8.0%
ICICI Bank Ltd
Financial
6.6%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
Entities
6.3%
HDFC Bank Ltd
Financial
3.9%
Infosys Ltd
Technology
3.2%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 58% of rolling 1-year windows.
- Three-year return is above the category median.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
SBI Retirement Benefit Fund - Aggressive Hybrid Plan
SBI Mutual Fund
- 1Y
- +2.9%
- 3Y
- +8.5%
- Vol
- 10.7%
- Max DD
- -14.5%
- Sharpe
- 0.76
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Union Retirement Fund
Union Mutual Fund
- 1Y
- +3.0%
- 3Y
- +11.9%
- Vol
- 13.2%
- Max DD
- -17.8%
- Sharpe
- 0.79
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +11.3%
- 3Y
- +14.9%
- Vol
- 15.7%
- Max DD
- -34.2%
- Sharpe
- 0.53
- 3Y win
- +94%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +16.4%
- Vol
- 13.8%
- Max DD
- -28.7%
- Sharpe
- 0.79
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Retirement Fund Pure Equity Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.2%
- 3Y
- +18.4%
- Vol
- 17.4%
- Max DD
- -37.2%
- Sharpe
- 0.83
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown