HealthyDirect · Growth
SBI Retirement Benefit Fund - Aggressive Hybrid Plan
SBI Mutual FundSolution Oriented Scheme - Retirement Fund5.6 years
- NAV
- 20.4644
- 15 Sept 2026
- 1Y
- +2.9%
- Trailing CAGR
- AUM
- ₹1,671.55 Cr
- 31 Aug 2026
- Volatility
- Medium
- 10.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.9%
- 3Y+8.5%
- 5Y+10.7%
- 10Yn/a
- SI+13.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.6%
- 3Y+5.5%
- 5Y+9.4%
- 10Yn/a
- Since inception
- +13.5%
- Calendar-day CAGR
- Excess 1Y
- -1.0%
- Category median, same plan and option
- 3Y win rate
- +95%
- Windows beating the median
- 3Y percentile
- 44
- Vs comparable share classes
- Worst rolling 3Y
- +8.5%
- 644 daily-ending windows
- Median rolling 3Y
- +14.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 145 daily-ending windows
- SIP 3Y XIRR
- +5.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 79 recovered episodes
- Longest recovery
- 243 days
- Trough to prior peak
- Current spell
- 20 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
26 Sept 2024 – 29 Oct 2025
Trough 28 Feb 2025 · recovered in 243 days
-14.5%
5 Jan 2026 – 3 Aug 2026
Trough 23 Mar 2026 · recovered in 133 days
-12.1%
14 Jan 2022 – 5 Aug 2022
Trough 17 Jun 2022 · recovered in 49 days
-11.7%
12 Nov 2021 – 12 Jan 2022
Trough 20 Dec 2021 · recovered in 23 days
-6.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
44
Vs category
44
Consistency
84
Risk-adjusted
63
Drawdown
64
Mean
60
Portfolio
31 Aug 2026 · 63 holdings · top 10 are 39.0%.
- Top 5
- 25.7%
- Top 10
- 39.0%
- Largest holding
- 9.2%
- Effective holdings
- 36.5
SBI ETF Gold
Unspecified
9.2%
ICICI Bank Ltd
Financial
4.8%
HDFC Bank Ltd
Financial
4.8%
Repo
Unspecified
3.6%
Larsen & Toubro Ltd
Industrials
3.3%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 95% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Retirement Fund Hybrid Conservative Plan
ICICI Prudential Mutual Fund
- 1Y
- +6.0%
- 3Y
- +9.8%
- Vol
- 4.6%
- Max DD
- -10.2%
- Sharpe
- 0.99
- 3Y win
- +13%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +16.4%
- Vol
- 13.8%
- Max DD
- -28.7%
- Sharpe
- 0.79
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Retirement Fund Pure Equity Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.2%
- 3Y
- +18.4%
- Vol
- 17.4%
- Max DD
- -37.2%
- Sharpe
- 0.83
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Tata Retirement Savings Fund-Moderate Plan
Tata Mutual Fund
- 1Y
- +7.4%
- 3Y
- +12.1%
- Vol
- 12.9%
- Max DD
- -29.6%
- Sharpe
- 0.77
- 3Y win
- +97%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Tata Retirement Savings Fund-Progressive Plan
Tata Mutual Fund
- 1Y
- +7.7%
- 3Y
- +12.9%
- Vol
- 15.3%
- Max DD
- -34.2%
- Sharpe
- 0.68
- 3Y win
- +97%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown