HealthyDirect · Growth
ICICI Prudential Retirement Fund Hybrid Conservative Plan
ICICI Prudential Mutual FundSolution Oriented Scheme - Retirement Fund7.6 years
- NAV
- 20.0805
- 15 Sept 2026
- 1Y
- +6.0%
- Trailing CAGR
- AUM
- ₹97.6 Cr
- 31 Aug 2026
- Volatility
- Low
- 4.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.0%
- 3Y+9.8%
- 5Y+8.8%
- 10Yn/a
- SI+9.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.5%
- 3Y+8.1%
- 5Y+9.5%
- 10Yn/a
- Since inception
- +9.8%
- Calendar-day CAGR
- Excess 1Y
- +1.3%
- Category median, same plan and option
- 3Y win rate
- +13%
- Windows beating the median
- 3Y percentile
- 56
- Vs comparable share classes
- Worst rolling 3Y
- +7.1%
- 1100 daily-ending windows
- Median rolling 3Y
- +9.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 615 daily-ending windows
- SIP 3Y XIRR
- +8.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 172 recovered episodes
- Longest recovery
- 91 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +74%
- NAV observations
14 Feb 2020 – 22 Jun 2020
Trough 23 Mar 2020 · recovered in 91 days
-10.2%
13 Jan 2022 – 17 Aug 2022
Trough 17 Jun 2022 · recovered in 61 days
-4.7%
25 Feb 2026 – 15 Jun 2026
Trough 30 Mar 2026 · recovered in 77 days
-3.4%
11 Dec 2024 – 21 Apr 2025
Trough 28 Feb 2025 · recovered in 52 days
-3.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
56
Vs category
58
Consistency
27
Risk-adjusted
74
Drawdown
75
Mean
58
Portfolio
31 Aug 2026 · 38 holdings · top 10 are 67.5%.
- Top 5
- 51.7%
- Top 10
- 67.5%
- Largest holding
- 23.7%
- Effective holdings
- 11.6
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
23.7%
Repo
Unspecified
10.7%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
5.9%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES I 8.6 BD 12NV28 FVRS10LAC
Financial
5.3%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC
Financial
5.1%
What changed
DECISION
Status moved from MONITOR to HEALTHY.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +11.3%
- 3Y
- +14.9%
- Vol
- 15.7%
- Max DD
- -34.2%
- Sharpe
- 0.53
- 3Y win
- +94%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Aditya Birla Sun Life Retirement Fund-The 40s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.4%
- Vol
- 12.1%
- Max DD
- -27.3%
- Sharpe
- 0.47
- 3Y win
- +42%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
BANDHAN RETIREMENT FUND
Bandhan Mutual Fund
- 1Y
- -0.1%
- 3Y
- n/a
- Vol
- 8.3%
- Max DD
- -9.8%
- Sharpe
- 0.50
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +16.4%
- Vol
- 13.8%
- Max DD
- -28.7%
- Sharpe
- 0.79
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Retirement Fund Pure Equity Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.2%
- 3Y
- +18.4%
- Vol
- 17.4%
- Max DD
- -37.2%
- Sharpe
- 0.83
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown