MonitorDirect · Growth
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Aditya Birla Sun Life Mutual FundSolution Oriented Scheme - Retirement Fund7.5 years
- NAV
- 16.6852
- 15 Sept 2026
- 1Y
- +5.1%
- Trailing CAGR
- AUM
- ₹27.28 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.1%
- 3Y+8.2%
- 5Y+7.1%
- 10Yn/a
- SI+7.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.2%
- 3Y+6.9%
- 5Y+7.9%
- 10Yn/a
- Since inception
- +7.1%
- Calendar-day CAGR
- Excess 1Y
- +0.4%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 33
- Vs comparable share classes
- Worst rolling 3Y
- +3.8%
- 1092 daily-ending windows
- Median rolling 3Y
- +7.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 608 daily-ending windows
- SIP 3Y XIRR
- +6.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 167 recovered episodes
- Longest recovery
- 74 days
- Trough to prior peak
- Current spell
- 25 days
- Days below latest peak
- Time below peak
- +70%
- NAV observations
4 Apr 2022 – 17 Aug 2022
Trough 17 Jun 2022 · recovered in 61 days
-5.0%
23 Feb 2026 – 12 Jun 2026
Trough 30 Mar 2026 · recovered in 74 days
-3.7%
16 Dec 2024 – 16 Apr 2025
Trough 28 Feb 2025 · recovered in 47 days
-3.1%
14 Jan 2022 – 4 Apr 2022
Trough 7 Mar 2022 · recovered in 28 days
-2.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
33
Vs category
53
Consistency
17
Risk-adjusted
56
Drawdown
88
Mean
49
Portfolio
31 Aug 2026 · 47 holdings · top 10 are 78.8%.
- Top 5
- 67.5%
- Top 10
- 78.8%
- Largest holding
- 28.3%
- Effective holdings
- 7.3
Repo
Unspecified
28.3%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
Entities
19.6%
GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100
Entities
8.5%
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC
Financial
7.4%
6.57 GOVT. STOCK 2033 05.12.2033
Entities
3.6%
What changed
RENAME
Aditya Birla Sun Life Retirement Fund-The 50s Plan renamed to Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
11 Sept 2026
RENAME
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan renamed to Aditya Birla Sun Life Retirement Fund-The 50s Plan
11 Sept 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Retirement Fund-The 50s Plan to Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan.
11 Sept 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan to Aditya Birla Sun Life Retirement Fund-The 50s Plan.
11 Sept 2026
RENAME
Aditya Birla Sun Life Retirement Fund-The 50s Plan renamed to Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
11 Sept 2026
RENAME
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan renamed to Aditya Birla Sun Life Retirement Fund-The 50s Plan
11 Sept 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Retirement Fund-The 50s Plan to Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan.
11 Sept 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan to Aditya Birla Sun Life Retirement Fund-The 50s Plan.
11 Sept 2026
RENAME
Aditya Birla Sun Life Retirement Fund-The 50s Plan renamed to Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
11 Sept 2026
RENAME
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan renamed to Aditya Birla Sun Life Retirement Fund-The 50s Plan
11 Sept 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Retirement Fund-The 50s Plan to Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan.
11 Sept 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan to Aditya Birla Sun Life Retirement Fund-The 50s Plan.
11 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Retirement Fund Pure Debt Plan
ICICI Prudential Mutual Fund
- 1Y
- +4.5%
- 3Y
- +6.7%
- Vol
- 1.8%
- Max DD
- -2.7%
- Sharpe
- 1.23
- 3Y win
- +2%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +11.3%
- 3Y
- +14.9%
- Vol
- 15.7%
- Max DD
- -34.2%
- Sharpe
- 0.53
- 3Y win
- +94%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Aditya Birla Sun Life Retirement Fund-The 40s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.4%
- Vol
- 12.1%
- Max DD
- -27.3%
- Sharpe
- 0.47
- 3Y win
- +42%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +16.4%
- Vol
- 13.8%
- Max DD
- -28.7%
- Sharpe
- 0.79
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Retirement Fund Hybrid Conservative Plan
ICICI Prudential Mutual Fund
- 1Y
- +6.0%
- 3Y
- +9.8%
- Vol
- 4.6%
- Max DD
- -10.2%
- Sharpe
- 0.99
- 3Y win
- +13%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown