MonitorDirect · Growth
ICICI Prudential Retirement Fund Pure Debt Plan
ICICI Prudential Mutual FundSolution Oriented Scheme - Retirement Fund7.6 years
- NAV
- 17.1733
- 15 Sept 2026
- 1Y
- +4.5%
- Trailing CAGR
- AUM
- ₹80.34 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.5%
- 3Y+6.7%
- 5Y+5.9%
- 10Yn/a
- SI+7.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.4%
- 3Y+5.9%
- 5Y+6.3%
- 10Yn/a
- Since inception
- +7.4%
- Calendar-day CAGR
- Excess 1Y
- -0.5%
- Category median, same plan and option
- 3Y win rate
- +2%
- Windows beating the median
- 3Y percentile
- 11
- Vs comparable share classes
- Worst rolling 3Y
- +5.0%
- 1100 daily-ending windows
- Median rolling 3Y
- +6.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 615 daily-ending windows
- SIP 3Y XIRR
- +5.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 235 recovered episodes
- Longest recovery
- 35 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +55%
- NAV observations
6 Mar 2020 – 23 Apr 2020
Trough 26 Mar 2020 · recovered in 28 days
-2.7%
23 Apr 2020 – 15 May 2020
Trough 29 Apr 2020 · recovered in 16 days
-1.4%
16 Dec 2021 – 14 Feb 2022
Trough 3 Feb 2022 · recovered in 11 days
-1.3%
11 Mar 2026 – 15 Apr 2026
Trough 2 Apr 2026 · recovered in 13 days
-1.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
11
Vs category
47
Consistency
20
Risk-adjusted
87
Drawdown
93
Mean
52
Portfolio
31 Aug 2026 · 19 holdings · top 10 are 77.4%.
- Top 5
- 48.1%
- Top 10
- 77.4%
- Largest holding
- 13.7%
- Effective holdings
- 13.3
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
13.7%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
12.0%
4.45% Government of India (30/10/2034)
Entities
8.9%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC
Consumer Staples
7.5%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES I 8.6 BD 12NV28 FVRS10LAC
Financial
6.4%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +11.3%
- 3Y
- +14.9%
- Vol
- 15.7%
- Max DD
- -34.2%
- Sharpe
- 0.53
- 3Y win
- +94%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Aditya Birla Sun Life Retirement Fund-The 40s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.4%
- Vol
- 12.1%
- Max DD
- -27.3%
- Sharpe
- 0.47
- 3Y win
- +42%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Franklin India Retirement Fund
Franklin Templeton Mutual Fund
- 1Y
- -0.4%
- 3Y
- +7.2%
- Vol
- 6.2%
- Max DD
- -13.8%
- Sharpe
- 0.69
- 3Y win
- +4%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +16.4%
- Vol
- 13.8%
- Max DD
- -28.7%
- Sharpe
- 0.79
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Retirement Fund Hybrid Conservative Plan
ICICI Prudential Mutual Fund
- 1Y
- +6.0%
- 3Y
- +9.8%
- Vol
- 4.6%
- Max DD
- -10.2%
- Sharpe
- 0.99
- 3Y win
- +13%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown